3020 Cowley Way Unit 302 , San Diego, CA 92117
$399,000
Est. Payment: $2,014.83/mo
1 Bed
1 Bath
607 Sqft
Status: active | Days on site: 19
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

JUST REDUCED! Discover elevated San Diego living in this bright and private top-floor Bay Park condo featuring soaring vaulted ceilings, abundant natural light, and a fresh, airy atmosphere throughout. Expansive windows welcome coastal breezes and create an inviting space that feels open, comfortable, and connected to the outdoors. The open-concept floor plan seamlessly connects the kitchen, dining, and living areas, making the home ideal for everyday living, entertaining, or relaxing after a day at the beach. Thoughtfully updated with clean, modern finishes, this move-in-ready residence offers a stylish contemporary look paired with practical, functional design. Set within The Heights at Bay Park, a charming and intimate community, residents enjoy access to a refreshing pool and barbecue area—perfect for unwinding, gathering with friends, or enjoying San Diego’s year-round sunshine. The location is hard to beat. Live just minutes from Mission Bay, San Diego beaches, scenic walking and hiking trails, neighborhood restaurants, coffee shops, shopping, USD, Downtown San Diego, and major freeways. Whether you are searching for a primary residence, second home, or low-maintenance San Diego property, this top-floor condo delivers privacy, vaulted ceilings, coastal lifestyle, and exceptional central San Diego value. This amazing condo offers top-floor privacy, high ceilings, modern updates, and convenient access to the best of San Diego are hard to find. Don’t miss this newly reduced opportunity to own in one of San Diego’s most desirable and centrally located

Highlights

Listed by Meredith Wasniewski , 858-337-4120 Trevi Hills Realty Inc. , CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

545 Monthly

Year Built

1986

County

San Diego

Area

92117 - Clairemont Mesa

Neighborhood

Bay Park

Listing ID

260017123SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Electric Range, Disposal, Gas Water Heater, Microwave, Refrigerator
Other:Bedroom on Main Level

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Roof:Composition
Parking Features:One Space
Principal Interest
$2,015
Taxes
$254
HOA
$545

Home Price

$399,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,014.83

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,014.83 $254.36 $545.00 $2,814.20
Yearly $24,178.00 $3,052.35 $6,540.00 $33,770.35
Total $725,339.85 $91,570.50 $196,200.00 $1,013,110.35

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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