3624 White Sage Ln , San Diego, CA 92105
$999,000
Est. Payment: $5,044.66/mo
3 Bed
2 Bath
1629 Sqft
Status: active | Days on site: 52
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to 3624 White Sage Ln, an exceptionally rare offering in the highly sought-after Bay Ridge community. Situated on the largest lot in the entire development, this property presents a truly unique opportunity with the potential to add a detached ADU, creating the possibility for a 5-unit income-producing compound in the heart of central San Diego (concept plans available). HOA approval allows for ADU construction potential rarely found within attached-home communities, making this an outstanding opportunity for investors, multigenerational living, or buyers seeking long-term upside. Featuring one of the most desirable floor plans in Bay Ridge with a loft layout, the home combines flexibility, privacy, and development potential in a way that is exceedingly difficult to find. Tucked into a quiet and secluded section of the neighborhood, the expansive backyard offers an incredible amount of usable outdoor space along with the rare ability to further maximize the property’s potential. Inside, the residence has been thoughtfully updated with a remodeled kitchen, upgraded finishes throughout, and a functional open layout designed for comfortable everyday living. The loft configuration adds architectural character and versatility, while the indoor-outdoor flow opens seamlessly to the oversized patio and grounds. Properties offering this combination of lot size, ADU potential, location, and existing upgrades are extraordinarily rare, especially within a newer-built community in central San Diego. Whether you're searching for a primary residence with future flexibility or a unique value-add investment opportunity, 3624 White Sage Ln stands in a category of its own. Virtual renderings included for illustrative purposes only. Buyer to verify all ADU potential, approvals, permits, HOA requirements, and development feasibility.

Highlights

Listed by Rob Cunningham Bergner , 619-804-5972 ROA California Inc , 619-779-7200. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.15

HOA Fee

270 Monthly

Year Built

1980

County

San Diego

Area

92105 - East San Diego

Neighborhood

Bayridge (BRID)

School District

San Diego Unified

Listing ID

PTP2604432

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Central Air
Fireplaces:Living Room

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R-1:SINGLE FAM-RES
Others:Has ADU
Principal Interest
$5,045
Taxes
$637
HOA
$270

Home Price

$999,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$199,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,044.66

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,044.66 $636.86 $270.00 $5,951.52
Yearly $60,535.88 $7,642.35 $3,240.00 $71,418.23
Total $1,816,076.47 $229,270.50 $97,200.00 $2,142,546.97

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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