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13656 Clover Hill Way , San Diego, CA 92130
$3,398,800
Est. Payment: $18,539.43/mo
5 Bed
4.5 Bath
3852 Sqft
0.16 Acres
Status: ACTIVE | Days on site: 14
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62775 - 649540
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Chris Heller
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House Description

The backyard stops people cold. A fully equipped outdoor kitchen with natural gas grill, stovetop, sink, and fridge sits alongside a gas firepit, in-ground jacuzzi, putting green, and a zen garden with water features, color-changing lights, and a Buddha statue. Then there's the rose garden in five colors and an edible garden that produces passion fruit, dragon fruit, mango, banana, fig, guava, pomegranate, loquat, and more. This is not a backyard you maintain. It's one you live in. The floor plan is equally well considered. A huge dedicated bonus room and separate bedroom with a full ensuite bath on the main level make multi-generational living or long-term guests genuinely comfortable, with no need to share the upstairs. The great room flows from a gourmet kitchen with a large island, stone countertops, walk-in pantry, and premium appliances. Multiple fireplaces, soaring ceilings, and a bonus room round out a home that has space for every version of how life actually gets lived. Dual zone A/C, tankless water heater, prewired home theater, and a weekly gardener already in place mean the infrastructure is handled before you move in. Watermark residents enjoy a resort-style pool, clubhouse, fitness center, trails, and playground, all within one of Pacific Highlands Ranch's most coveted addresses. This home is eligible for the annual selection process to attend Canyon Crest Academy, one of the district's top-ranked schools of choice, and The Village at Pacific Highlands Ranch is just minutes away.
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Highlights

Listed by Michel Goldstein , 858-295-0558 eXp Realty of California, Inc. , 619-618-7997. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.16

Year Built

2015

County

San Diego

Area

Coastal North

 Neighborhood

Carmel Valley

Listing ID

260021688

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4.5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Gas & Electric Range
Air Cond:Central Forced Air
Fireplaces:
Other:
  • ▪ Additional:Ceiling Fan, Kitchen Island, Open Floor Plan, Recessed Lighting, Remodeled Kitchen, Storage Space, Cathedral-Vaulted Ceiling, Kitchen Open to Family Rm
Water:N/K

Exterior Features

Garage Capacity:4
Zoning:R-1:SINGLE
Roof:Tile/Clay
Sewer:Other/Remarks
Parking Features:Attached,Direct Garage Access
Principal Interest
$18,539
Taxes
$2,167

Home Price

$3,398,800

Loan Details

30 yrs
7.245%

Down Payment

20%
$679,760
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$18,539.43

Principal

Taxes

Principal Taxes HOA Total
Monthly $18,539.43 $2,166.74 $0.00 $20,706.16
Yearly $222,473.11 $26,000.82 $0.00 $248,473.93
Total $6,674,193.20 $780,024.60 $0.00 $7,454,217.80

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-04T20:03:50.000Z

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