4511 Calle Mar De Armonia , San Diego, CA 92130
$2,150,000
Est. Payment: $10,856.87/mo
4 Bed
3 Bath
2244 Sqft
Status: pending | Days on site: 19
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to this move-in-ready gem located in The Cove in Torrey Hills! This beautifully updated Plan 2 offers a rare combination of abundant natural light, flexible living spaces, and a sought-after south-facing backyard. Designed for both everyday comfort and entertaining, the open-concept floor plan features soaring 10-foot ceilings, expansive windows, and a versatile layout with 4 bedrooms and 3 full bathrooms, including a convenient downstairs bedroom and full bath; it’s perfect for guests, multigenerational living, or a private home office. The newly refreshed chef’s kitchen showcases freshly painted white cabinetry, new hardware, a custom granite backsplash, generous counter space, and a large center island. Recent appliance upgrades include a new 5-burner gas cooktop, new microwave, double ovens (2016), and a Bosch dishwasher. The adjacent breakfast nook creates a welcoming gathering space, while the French door provides easy access to the driveway, detached garage, and backyard. Step outside to a beautifully reimagined south-facing backyard designed for year-round enjoyment. Recent landscaping improvements including decorative rock beds, fresh sod, and an inviting hardscape patio that creates the perfect setting for outdoor dining, relaxation, and entertaining. Upstairs, the spacious primary suite offers coffered ceilings and large windows with peaceful hillside views. Two generously sized secondary bedrooms share a Jack-and-Jill bathroom, while the versatile loft provides an ideal space for a study area, music area, or play space. A dedicated upstairs laundry room includes extensive cabinetry on both sides and a utility sink for added convenience. Recent improvements and upgrades include fresh interior and exterior paint; new wood laminate flooring in living room and downstairs bedroom; new carpet upstairs; most dual paned window glass and screens replaced; roof tune-up (2026); high-efficiency Carrier furnace and air conditioning system (2016); water heater replacement (2022); app-controlled attic fan (2022); renovated and freshly painted fencing; and overhead storage racks in the detached garage. The washer, dryer, wireless thermostat, and video doorbell are all included. Enjoy an exceptional location with convenient access to Interstate 5 and 805, and Highway 56. Just minutes from award winning Ocean Air Elementary School, Ocean Air Recreation Center, Torrey Hills Center shopping and dining (& Tesla SuperCharger Station), beautiful beaches, parks, and Carmel Mountain Preserve hiking trails. Served by award-winning schools, this home offers the best of coastal San Diego living. This is the one you’ve been waiting for!

Highlights

Listed by Chris Howe , 858-775-1685 Howe Realty SD , 858-775-1685. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

27.5 Monthly

Year Built

2000

County

San Diego

Area

92130 - Carmel Valley

Neighborhood

Carmel Valley

Listing ID

260016846SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Counter Top, Double Oven, Dishwasher, Gas Cooking, Disposal, Microwave
Air Cond:Central Air
Fireplaces:Family Room
Other:Bedroom on Main Level,Jack and Jill Bath,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:5
Zoning:R-1:SINGLE
Roof:Concrete
Parking Features:Driveway
Principal Interest
$10,857
Taxes
$1,371
HOA
$28

Home Price

$2,150,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$430,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,856.87

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $10,856.87 $1,370.63 $27.50 $12,254.99
Yearly $130,282.43 $16,447.50 $330.00 $147,059.93
Total $3,908,472.88 $493,425.00 $9,900.00 $4,411,797.88

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-11T00:38:43.000Z

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