3103 Central , San Diego, CA 92105
$1,100,000
Est. Payment: $6,000.17/mo
6 Bed
4 Bath
0.16 Acres
Status: Active | Days on site: 2
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SAND-5626 - SAND-657408
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House Description

Exceptional investment opportunity in the heart of City Heights! This versatile 2-unit property sits on a spacious, flat, and fully usable lot just under 7,000 sq ft, offering endless potential for expansion. The front unit features 2 bedrooms and 2 bathrooms, while the rear unit boasts a larger 4-bedroom, 2 bath layout. Ideal for maximizing rental income. The property backs up to a canyon, providing added privacy and a unique natural backdrop rarely found in urban settings. With plenty of on-site parking and long-term, reliable tenants already in place, this is a true turnkey income property. Recent upgrades include a newer roof, cabinets, paint, flooring, updated windows and water heater helping reduce maintenance costs. The generous lot size and layout present a prime opportunity to add an ADU or explore additional development options, making this an excellent choice for investors looking to grow their portfolio. Don’t miss this chance to own a high-potential property in a centrally located, high-demand rental area! Buyers to verify all info.

Highlights

Listed by Jessica Nguyen , 858-405-0441 HomeSmart Realty West , 760-607-5900. CRMLS/Multi-Regional MLS mls logo

Property Type

Multi-Family

Lot/Acreage
0.16

Year Built

1952

County

San Diego

Area

92105 - East San Diego

Neighborhood

City Heights

Listing ID

260024100SD

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:4

Exterior Features

Lot:No Land Lease
Garage Capacity:0
Zoning:R-2:MINOR
Roof:Composition
Others:
  • ▪ Additional:2+ Total Units, Has ADU
Principal Interest
$6,000
Taxes
$701

Home Price

$1,100,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,000.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,000.17 $701.25 $0.00 $6,701.42
Yearly $72,002.01 $8,415.00 $0.00 $80,417.01
Total $2,160,060.17 $252,450.00 $0.00 $2,412,510.17

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T01:13:22.000Z

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