10855 Camino Ruiz Unit 36 , San Diego, CA 92126
$419,000
Est. Payment: $2,115.83/mo
1 Bed
1 Bath
662 Sqft
Status: active | Days on site: 26
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Exceptional Value! The best Opportunity in Mira Mesa! LOW HOA! Ideally situated directly across the street from the new and up-and-coming $50 million Mira Mesa Community Center and Park, this beautifully remodeled one-bedroom, one-bath condominium offers an exceptional combination of location, lifestyle, and value. More living space than many comparable one-bedroom condos in the area and priced to sell, this home represents one of the best opportunities currently available in Mira Mesa. Located on the desirable second floor with no neighbors above, this bright and inviting residence features an open-concept floor plan filled with natural light, creating the perfect space for relaxing, entertaining, or working from home. Fresh interior paint provides a crisp, move-in-ready feel throughout. The kitchen is equipped with stainless steel appliances, including a brand-new microwave, while the spacious living area opens to a private balcony overlooking a peaceful, park-like greenbelt—an ideal setting to enjoy your morning coffee or unwind at the end of the day. Additional features include an assigned covered carport parking space, HOA dues that include water and trash, and a pet-friendly community. Residents also enjoy beautifully maintained grounds, a sparkling swimming pool, and a relaxing spa. Enjoy the convenience of being within walking distance of shopping, grocery stores, restaurants, banks, Starbucks, and everyday essentials, with quick access to major freeways and nearby employment centers. Whether you're a first-time homebuyer, downsizing, or looking for a smart investment, this move-in-ready condominium delivers exceptional value in one of San Diego's most convenient and sought-after neighborhoods. With comparable condos in the community and nearby complexes priced as much as $20,000 higher, this home stands out as an outstanding value—offering more living space, an unbeatable location, and an attractive price that is designed to sell quickly. Opportunities like this are rare, so don't miss your chance to own one of the best values in Mira Mesa.

Highlights

Listed by Sandy Miller , 619-992-3389 Sandy Miller & Associates , 619-992-3389. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
4.17

HOA Fee

425 Monthly

Year Built

1983

County

San Diego

Area

92126 - Mira Mesa

School District

San Diego Unified

Listing ID

PTP2605315

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator, Water Heater, Dryer, Washer
Air Cond:Wall/Window Unit(s)
Fireplaces:
Other:All Bedrooms Up,Galley Kitchen

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:R-1 Single Fam-Res
Sewer:Public Sewer
Principal Interest
$2,116
Taxes
$267
HOA
$425

Home Price

$419,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$83,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,115.83

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,115.83 $267.11 $425.00 $2,807.94
Yearly $25,389.92 $3,205.35 $5,100.00 $33,695.27
Total $761,697.74 $96,160.50 $153,000.00 $1,010,858.24

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

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Data last updated: 2026-08-10T20:37:41.000Z

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