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12576 Lomica Dr , San Diego, CA 92128
$1,099,000
Est. Payment: $5,994.71/mo
3 Bed
2 Bath
1770 Sqft
0.15 Acres
Status: Active | Days on site: 30
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23542 - 243470
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Chris Heller
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House Description

Welcome home to Seven Oaks, an exclusive and truly exceptional 55+ master planned community in North County. This thoughtfully updated 3 bedroom and 2 bathroom ranch style home lives larger than its 1770 square foot frame with it’s wide open great room layout and outdoor living space harmoniously flowing for everything from entertaining to everyday living. A serene and useable landscaped backyard with a BBQ island and mountain views will take full advantage of the unbeatable San Diego climate. The updated kitchen with new cabinets, quartz countertops, new appliances and pot filler will make all aspiring chefs feel appreciated. All of the bedrooms feature ample storage space with the master suite featuring a walk in closet. Tile flooring throughout allows for designing flexibility while providing the ultimate option in cleanable surfaces for any hypoallergenic concerns. The attached two car garage offers an oversized section for storage, hobby bench, etc. Both front and back yard are on sprinklers and designed for both aesthetics and low maintenance. All of this with a low annually assessed HOA and unbeatable amenities. This home is shopping close, quick freeway access yet quiet and secluded. Rancho Bernardo is home to several Fortune 500 companies, top rated restaurants and golf courses as well as wineries. Come live, work and play in the neighborhood ranked 4th Friendliest in the entire US!
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Highlights

Listed by Christopher Nicholson , 858-342-4047 Heritage Re David Waitley Co B , 619-602-9750. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.15

HOA Fee

51.25 Monthly

Year Built

1969

County

San Diego

Area

92127 - Rancho Bernardo

 School District

Poway Unified

Listing ID

PTP2606516

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Range, Dishwasher, Disposal, Gas Water Heater, Refrigerator, Water Heater
Air Cond:Central Air
Fireplaces:Family Room

Exterior Features

Lot:Sprinklers In Rear,Sprinklers In Front,No Land Lease
Zoning:R-1:SINGLE FAM-RES
Sewer:Public Sewer
Principal Interest
$5,995
Taxes
$701
HOA
$51

Home Price

$1,099,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$219,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,994.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,994.71 $700.61 $51.25 $6,746.57
Yearly $71,936.55 $8,407.35 $615.00 $80,958.90
Total $2,158,096.48 $252,220.50 $18,450.00 $2,428,766.98

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

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