16866 Acebo Dr , San Diego, CA 92128
$1,099,000
Est. Payment: $5,994.71/mo
4 Bed
2 Bath
2208 Sqft
0.24 Acres
Status: Active | Days on site: 1
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House Description

More Space. More Flexibility. More to Enjoy in Seven Oaks. This exceptional single-level residence offers 2,208 square feet of living space, four bedrooms, two bathrooms, and a versatile air-conditioned sunroom - a combination of space and flexibility in one of Rancho Bernardo’s most established 55+ communities. Inside, warm wood flooring, abundant natural light, and a timeless neutral palette create an easy, comfortable atmosphere. The spacious living room centers around a classic fireplace, while the adjoining dining area connects naturally to the kitchen and surrounding living spaces. The primary suite is a private retreat with a dual-sided fireplace, spa-inspired bathroom, and generous walk-in closet. Three additional bedrooms offer exceptional flexibility for guests, a home office, hobbies, or personal space. The air-conditioned sunroom adds another dimension to the home, creating a comfortable year-round setting for morning coffee, reading, entertaining, or simply enjoying the beautifully landscaped surroundings. Outside, the spacious backyard is designed for effortless Southern California living, with a covered patio, mature landscaping, and low-maintenance grounds. The setting provides a peaceful backdrop for outdoor enjoyment and entertaining. Solar adds energy efficiency, while the finished two-car garage with epoxy flooring provides convenience and functionality. Life at Seven Oaks extends beyond your front door. The community offers an active, connected lifestyle with a clubhouse and community center, heated pool and spa, pickleball, shuffleboard and bocce courts, fitness room, library, ceramic and woodworking clubs, and more than 30 member-led clubs and activities. Flat, tree-lined streets and sidewalks make the neighborhood especially inviting, with Rancho Bernardo Town Center, shopping, dining, Bernardo Winery, and Oaks North Golf Course all nearby. With generous living space, a flexible four-bedroom floor plan, a wonderful indoor-outdoor connection, and an engaging community lifestyle, this is a rare opportunity to enjoy the best of Seven Oaks. Low HOA dues and no Mello-Roos.

Highlights

Listed by Joda Mize , 760-213-4293 Coldwell Banker Realty , 858-755-0075. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

50.833333333333 Monthly

Year Built

1964

County

San Diego

Area

92128 - Rancho Bernardo

School District

Poway Unified

Listing ID

NDP2608365

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:Living Room,Primary Bedroom

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:2
Zoning:R-1
Sewer:Public Sewer
Principal Interest
$5,995
Taxes
$701
HOA
$51

Home Price

$1,099,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$219,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,994.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,994.71 $700.61 $50.83 $6,746.16
Yearly $71,936.55 $8,407.35 $610.00 $80,953.90
Total $2,158,096.48 $252,220.50 $18,300.00 $2,428,616.98

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T03:13:44.000Z

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