17439 Plaza Otonal , San Diego, CA 92128
$599,000
Est. Payment: $3,024.77/mo
3 Bed
2 Bath
1431 Sqft
Status: active | Days on site: 77
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Tucked among lush, mature greenery with peaceful sunset views, this home offers a rare sense of privacy and tranquility — a setting that feels worlds away, yet keeps you close to everything Rancho Bernardo has to offer. This 2 bed, 2 bath, 1431 esf home with a versatile den/office sits in the desirable 55+ Oaks North 2 community — with a few standout features that set it apart from the rest. Recent improvements include LVP and tile flooring, stainless steel appliances, recessed lighting, ceiling fans, updated bathroom cabinetry with granite countertops, brushed nickel hardware, an owned water filtration system, and wood shutters throughout. The refrigerator, washer, dryer, and Murphy bed all convey, making this home move-in ready. Step inside through the formal entry with a convenient coat closet, creating a welcoming first impression and additional storage space. The open living and dining areas feature a cozy gas fireplace and direct access to the patio, creating a seamless indoor-outdoor flow to enjoy the surrounding views. Ample trees, blooming seasonal flowers as well as your own potted garden with tomatoes, lettuce, peppers, and strawberries…all with auto sprinklers. The kitchen features a refrigerator, built-in microwave, dishwasher, and flat electric cooktop with oven, along with natural light from the window overlooking the front porch area. Both bedrooms and the den face the back of the home, allowing you to enjoy the scenic views throughout the living spaces. Mirrored wardrobe closets enhance both bedrooms, while the primary suite features two mirrored closets, a walk-in tiled shower, and a separate privacy door for the shower and toilet area. Both bathrooms include large mirrored tri-view medicine cabinets that provide generous hidden storage while also serving as the primary vanity mirrors. The secondary bath offers a tub and shower with tiled walls, glass door enclosure, and matching upgraded finishes. A convenient hallway laundry closet houses the side-by-side washer and dryer along with additional storage space. The spacious front porch features a combination of outdoor carpet and artificial turf, offering flexible outdoor living space for dining, entertaining, or relaxing. Unique to this home is the 7' fenced in front patio area. Additional features include a detached one-car garage conveniently located just outside the unit (not all units come with a garage), the option to rent a nearby storage, heating and air conditioning. The unit is a first floor unit, with 6 steps down from the front gated entry to the front door. Residents enjoy access to the Oaks North Community Center with amenities including a pool and spa, fitness center, tennis and pickleball courts, lawn bowling, creative studios, library, card rooms, and community gathering spaces. Conveniently located near Oaks North Golf Course and Bernardo Winery, with nearby dining, shopping, and local events.

Highlights

Listed by Mike Haas , 760-580-7019 and Mana Mahfoozi , 858-342-9292 AARE , 858-342-9292. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

579.58333333333 Monthly

Year Built

1978

County

San Diego

Area

92128 - Rancho Bernardo

School District

Poway Unified

Listing ID

NDP2604619

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dryer, Washer
Air Cond:Central Air
Fireplaces:Living Room

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:R-1:SINGLE FAM-RES
Sewer:Public Sewer
Parking Features:See Remarks
Principal Interest
$3,025
Taxes
$382
HOA
$580

Home Price

$599,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$119,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,024.77

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,024.77 $381.86 $579.58 $3,986.22
Yearly $36,297.29 $4,582.35 $6,955.00 $47,834.64
Total $1,088,918.72 $137,470.50 $208,650.00 $1,435,039.22

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS