2345 Acara Cir , San Diego, CA 92154
$645,000
Est. Payment: $3,518.28/mo
3 Bed
3 Bath
1592 Sqft
Status: Active | Days on site: 57
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House Description

This 2024-built townhome is one of San Diego’s most affordable new construction opportunities. Located at 2345 Acara Circle in the Willow neighborhood at Epoca, a master-planned community in Otay Mesa (92154), this 3-bed, 3-bath home with a den spans 1,592 sq ft. The striking modern architecture sets this home apart from the moment you arrive. The entry level features a flexible den perfect for a home office or guest space, plus a 2-car garage with EV charging. Upstairs, an open-concept kitchen with stainless steel appliances, a large island, a second bedroom, full bath, and a private patio make this level ideal for entertaining and everyday living. The top floor is home to a spacious primary suite with two walk-in closets, an en-suite bath, a third bedroom with its own bathroom, and laundry. Paid solar, tankless water heater, and central A/C keep utility costs low. **Community amenities include a fitness center, clubhouse, and walkable parks with rotating food trucks, with a resort-style pool and spa coming soon**. Quick access to employment centers, beaches, shopping, and dining. Move-in ready and waiting for you. Schedule a private tour today.

Highlights

Listed by Alyssa Davies , 619-277-6927 and Dustin Reeser , 508-878-6794 NewTown Real Estate , 619-833-8035. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

369 Monthly

Year Built

2024

County

San Diego

Area

92154 - Otay Mesa

School District

San Ysidro

Listing ID

PTP2604468

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Walk-In Closet(s)

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R-1:SINGLE FAM-RES
Sewer:Public Sewer
Principal Interest
$3,518
Taxes
$411
HOA
$369

Home Price

$645,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$129,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,518.28

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,518.28 $411.19 $369.00 $4,298.47
Yearly $42,219.36 $4,934.25 $4,428.00 $51,581.61
Total $1,266,580.74 $148,027.50 $132,840.00 $1,547,448.24

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T23:12:49.000Z

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