4527 Narragansett Ave , San Diego, CA 92107
$3,799,000
Est. Payment: $19,183.84/mo
5 Bed
5 Bath
3457 Sqft
Status: active | Days on site: 98
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Experience coastal living at its finest in this stunning Ocean Beach property, offering breathtaking panoramic ocean and white water views stretching across the coastline, the OB Pier, SeaWorld, Pacific Beach, and all the way to La Jolla. Perfectly positioned just blocks from the sand, this home delivers the ultimate Southern California beach lifestyle. This exceptional residence is equipped with rare and versatile parking options, including a 1-car attached garage, a separate 3-car garage featuring high garage doors with the potential for a 4-car stacking display, and dedicated RV parking—an uncommon find in this coveted beachside community. Step inside to discover a thoughtfully designed interior featuring spacious bedrooms on the first floor, ideal for guests or multi-generational living. A grand staircase leads to the upstairs main living area, where soaring high ceilings create an open, airy feel. The living room features a cozy fireplace, a built-in bar, and expansive windows that perfectly frame the stunning coastline and flood the space with natural light. The open-concept layout seamlessly connects the living, dining, and kitchen areas—perfect for both everyday living and entertaining. The kitchen is a true centerpiece, showcasing nautical-inspired design rich with character and history. It features a large island, custom cabinetry, teak flooring, and top-of-the-line stainless steel appliances, including a GE Monogram refrigerator, Gourmet Wolf stove, Thermador wok, and wine fridge. Retreat to the expansive primary suite, complete with a walk-in closet, a luxurious ensuite bathroom, and direct access to a private deck that leads up to the rooftop. The rooftop deck is an entertainer’s dream—unwind in the jacuzzi while taking in sweeping ocean and city views. Additional highlights include a 1 bed, 1 bath ADU situated above the detached garage—perfect for guests, rental income, or a private office—along with a spacious grassy yard and a covered patio ideal for outdoor living. This is a rare opportunity to own a one-of-a-kind coastal property that combines unmatched views, unique amenities, and timeless character. You won’t want to miss it.

Highlights

Listed by Lyle Caddell , 619-726-1924 Compass , 619-317-1875. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.16

Year Built

1998

County

San Diego

Area

92107 - Ocean Beach

School District

San Diego Unified

Listing ID

PTP2603181

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Double Oven, Dishwasher, Gas Cooking, Gas Cooktop, Refrigerator
Other:Balcony,High Ceilings,Open Floorplan,Walk-In Closet(s)

Exterior Features

Lot:Back Yard,Front Yard,No Land Lease
Garage Capacity:4
Zoning:R-1:SINGLE FAM-RES
Others:Balcony,Has ADU
Sewer:Public Sewer
Parking Features:Driveway,Garage,RV Access/Parking
Principal Interest
$19,184
Taxes
$2,422

Home Price

$3,799,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$759,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$19,183.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $19,183.84 $2,421.86 $0.00 $21,605.70
Yearly $230,206.02 $29,062.35 $0.00 $259,268.37
Total $6,906,180.68 $871,870.50 $0.00 $7,778,051.18

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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