4820 Vista St , San Diego, CA 92116
$1,745,000
Est. Payment: $8,811.74/mo
3 Bed
2 Bath
1211 Sqft
Status: pending | Days on site: 27
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Some homes have character. This one has a story. North of Adams Ave and a short stroll to the village of Kensington, this 1926, 3-bedroom/1.5 bath Spanish bungalow with a bonus 1-bd/1ba studio casita is the kind of home that you'll never want to leave. There is a warmth here, a sense that this home was genuinely loved, that every updated luxury detail was chosen with care and intention. The courtyard is shared with the main house and a fully equipped casita with a studio layout, kitchenette, and full bath, ready to welcome guests, house extended family, or generate short or long-term rental income. It is a thoughtful bonus that adds both flexibility and real value to an already exceptional property. As you walk in the main house, the living spaces draw you in immediately. Rich white oak hardwood floors with mahogany inlay, dramatic arched focal windows that frame the outside world like a painting, and custom wrought iron details accenting the archways toward the dining room. Custom wood plantation shutters soften the afternoon light. Built-in shelving with stained glass accents lines the walls, and an original Batchelder tile fireplace anchors the space, a rare and treasured piece of American Arts and Crafts history you simply cannot find in new construction. This is a home you will want to come back to every single day. The kitchen is where the artistry of this home really comes alive. Picture yourself cooking on a Bertazzoni Italian 6-ring gas stove beneath a hand-sculpted custom hood, surrounded by custom cabinetry, Azul granite countertops, and a hand-painted Spanish mural that turns the wall above the stove into something you will point out to every guest who visits. Wooden beams overhead hold a hanging pot rack, and custom artwork on the tiles gives every corner of the room its own moment. This is not a kitchen you renovate. It is a kitchen you fall in love with. A large skylight in the dining room spills natural light across the space throughout the day, and the graceful archways connecting each room create a sense of flow that feels both open and intimate at the same time. There is a rhythm to how this home moves, room to room, that is hard to describe and easy to feel. The primary bedroom opens to the enclosed courtyard through French doors, so your mornings can begin outside if you want. A custom barn door leads to a private den or 3rd bedroom with built-in shelving and a half bath, a flexible and beautiful space that could be a nursery, home office, a reading room, a creative studio, or simply a quiet retreat from the rest of the world. Carrera marble floors in both bathrooms. AC throughout the home, and two water tanks ensuring fast hot water whenever you need it. And then there is the courtyard. Fully enclosed and utterly private, it is the kind of outdoor space that becomes the heart of a home with a built-in BBQ area and French doors opening from the primary bedroom. This is where dinners stretch into late evenings, where coffee tastes better on a Sunday morning, where guests never want to leave. Kensington is one of San Diego's most cherished communities, and for good reason. Its walkable village along Adams Avenue is lined with cafes, wine bars, and neighborhood favorites where people linger over weekend mornings and evening strolls. Neighbors know each other by name. Mature trees canopy quiet residential streets. It has the feeling of a small European village tucked into the heart of a great city, with Balboa Park, the beaches, and downtown San Diego all within 15 to 20 minutes. Once people find Kensington, they tend to stay. Homes like this do not come along often. In one of San Diego's most beloved neighborhoods, with this much history, craft, and heart woven into every room, 4820 Vista Street is ready for the next person lucky enough to call it home.

Highlights

Listed by Kate Goodwin , 858-337-1341 eXp Realty of Southern CA , 888-294-1415. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

Year Built

1926

County

San Diego

Area

92116 - Normal Heights

School District

San Diego Unified

Listing ID

NDP2604402

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Barbecue, Dishwasher, Gas Cooktop, Gas Range, Refrigerator, Water Heater, Dryer, Washer
Air Cond:Central Air
Fireplaces:Living Room
Floor:Wood
Other:Breakfast Area,Separate/Formal Dining Room,All Bedrooms Down,Bedroom on Main Level

Exterior Features

Lot:Front Yard,Yard,No Land Lease
Garage Capacity:4
Zoning:R1
Others:Turnkey
Sewer:Public Sewer
Parking Features:Driveway,Garage
Principal Interest
$8,812
Taxes
$1,112

Home Price

$1,745,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$349,000
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Monthly Price:
$8,811.74

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,811.74 $1,112.44 $0.00 $9,924.18
Yearly $105,740.86 $13,349.25 $0.00 $119,090.11
Total $3,172,225.66 $400,477.50 $0.00 $3,572,703.16

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

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Data last updated: 2026-08-10T20:37:41.000Z

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