5116 White Emerald Dr , San Diego, CA 92130
$3,185,000
Est. Payment: $16,083.32/mo
5 Bed
5 Bath
4029 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Amazing Del Mar Summit Home ~ Spectacular Location ~ Exceptional Floor Plan. Perfectly situated on a quiet cul-de-sac in the highly sought-after Del Mar Summit community, this beautifully upgraded home offers the ideal blend of elegance, comfort, and modern convenience. Step inside to discover rich custom hardwood and tile flooring, soaring light-filled living spaces, and a thoughtfully designed floor plan that lives beautifully for both everyday living and effortless entertaining. The expansive gourmet kitchen is the heart of the home, featuring a generous center island, upgraded cabinetry, abundant storage, a large walk-in pantry, stainless steel appliances, and seamless flow into the spacious family room. Elegant formal living and dining rooms, recessed lighting throughout, and an oversized first-floor bonus room—perfect as an office, library, media room, or game room—provide exceptional flexibility. A desirable first-floor en-suite bedroom and bath offer ideal accommodations for guests or multigenerational living. Upstairs, the impressive primary suite serves as a private retreat, complete with a spacious walk-in closet, luxurious soaking tub, oversized walk-in shower, and spa-inspired bath. Generously sized secondary bedrooms ensure comfort for family and guests alike. Additional highlights include three cozy fireplaces, owned solar with 24 panels, Tesla Wall Connectors, Ring® smart security, exterior surveillance cameras, one-touch electric blinds, Wi-Fi-controlled exterior lighting and irrigation, and a host of thoughtful smart-home upgrades. The private backyard is designed for year-round entertaining and relaxation, with plenty of room to gather while enjoying peaceful afternoons and watching colorful hot air balloons drift across the North County skies. Ideally located just minutes from premier shopping, dining, beautiful beaches, convenient freeway access, and award-winning schools, this exceptional residence offers the very best of coastal North County San Diego living. This is more than a home—it's a lifestyle. A true Del Mar Summit standout and an absolute must-see.

Highlights

Listed by Mary Heon , 619-888-7653 Coldwell Banker West , 619-737-2126. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.19

Year Built

1996

County

San Diego

Area

92130 - Carmel Valley

School District

San Dieguito Union

Listing ID

NDP2607046

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Air Cond:Central Air,Gas,Zoned
Fireplaces:Family Room,Great Room,Primary Bedroom
Other:Primary Suite,Walk-In Pantry,Walk-In Closet(s)

Exterior Features

Lot:Back Yard,Cul-De-Sac,Front Yard,No Land Lease
Garage Capacity:3
Zoning:R-1
Principal Interest
$16,083
Taxes
$2,030

Home Price

$3,185,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$637,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,083.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,083.32 $2,030.44 $0.00 $18,113.75
Yearly $192,999.78 $24,365.25 $0.00 $217,365.03
Total $5,789,993.54 $730,957.50 $0.00 $6,520,951.04

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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