540 Hawthorn 1a , San Diego, CA 92101
$649,000
Est. Payment: $3,540.10/mo
1 Bed
1 Bath
899 Sqft
0.22 Acres
Status: Active | Days on site: 30
Get Pre-Qualified
SAND-63967 - SAND-669083
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Chris Heller, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Welcome to 540 Hawthorn St, Unit 1A — a beautifully updated corner residence in the heart of Bankers Hill. This first-floor corner unit lives large, with oversized bay windows on two sides that flood the space with natural light all day long. The kitchen has been fully remodeled with granite countertops, updated cabinetry and stainless steel appliances, and the bathroom has been given the same thoughtful, modern touch. Triple-pane glass windows keep things quiet and efficient, and an in-unit stackable washer/dryer means everyday convenience is built right in. Outside is your oversized private patio, one of the best outdoor spaces in the building, with room to lounge, dine and take in the views. Parking is a breeze too, with two side-by-side garage spaces equipped with 2 EV charging ports, one for each spot. Location is everything here. You're just steps from Balboa Park's trails, gardens and museums, and a short stroll to some of the city's best restaurants, coffee shops and boutiques along Fifth and Sixth Avenue. Bankers Hill sits right between downtown and Hillcrest, so you get a walkable, tree-lined neighborhood feel while staying minutes from everything San Diego has to offer, from the airport to the bay to the beaches. This is corner-unit living at its best. Come see it for yourself.

Highlights

Listed by Charles Wheeler , 267-242-7565 Redfin Corporation , 877-973-3346. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.22

HOA Fee

630 Monthly

Year Built

1974

County

San Diego

Area

92101 - San Diego Downtown

Listing ID

260020309SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Electric Cooking, Electric Oven, Freezer, Disposal, Microwave, Refrigerator, Water Purifier
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Walk-In Closet(s)

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R-1:SINGLE
Others:
  • ▪ Additional:Brick, Concrete
Principal Interest
$3,540
Taxes
$414
HOA
$630

Home Price

$649,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,540.10

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,540.10 $413.74 $630.00 $4,583.84
Yearly $42,481.18 $4,964.85 $7,560.00 $55,006.03
Total $1,274,435.50 $148,945.50 $226,800.00 $1,650,181.00

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS