8314 Lake Gaby Ave , San Diego, CA 92119
$1,225,000
Est. Payment: $6,682.00/mo
4 Bed
3 Bath
2119 Sqft
0.15 Acres
Status: Active | Days on site: 21
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House Description

First time on the market in desirable San Carlos! Lovingly maintained by its original owners, this beautifully upgraded single-level home offers spacious living, thoughtful updates, and a versatile 1-bedroom, 1-bath ADU. The highly upgraded interior features designer paint, recessed lighting, abundant windows, and generously sized rooms filled with natural light. The remodeled kitchen is a standout with a large center island, stainless steel appliances, wine fridge, and custom Heikka cabinetry. The expansive living room features a cozy fireplace and plenty of space to gather and entertain. The private 1-bedroom, 1-bath ADU is ideal for extended family, guests, a home office, or additional rental potential. Numerous major improvements provide peace of mind, including new plumbing throughout the main home to the street, new electrical wiring in the main house, a new electrical panel for the ADU, newer roof, newer windows, newer HVAC and heating, and a newer tankless water heater. Updated bathrooms and fresh exterior paint add to the move-in-ready appeal. Outside, enjoy a spacious backyard with a convenient shed, along with a large driveway providing ample parking. Ideally located near shopping, dining, schools, and freeway access, with Cowles Mountain, San Carlos Community Garden, and Lake Murray just minutes away. A rare opportunity to own an extensively updated, single-level home in one of San Carlos’s desirable neighborhoods.

Highlights

Listed by Lyle Caddell , 619-726-1924 Compass , 619-317-1875. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

Year Built

1960

County

San Diego

Area

92119 - San Carlos

School District

Grossmont Union

Listing ID

PTP2606653

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Electric Cooktop, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:Living Room

Exterior Features

Lot:Back Yard,Level,No Land Lease
Garage Capacity:0
Zoning:R-1:SINGLE FAM-RES
Others:
  • ▪ Additional:Has ADU
Sewer:Public Sewer
Principal Interest
$6,682
Taxes
$781

Home Price

$1,225,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$245,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,682.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,682.00 $780.94 $0.00 $7,462.94
Yearly $80,184.05 $9,371.25 $0.00 $89,555.30
Total $2,405,521.56 $281,137.50 $0.00 $2,686,659.06

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T03:13:44.000Z

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