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3156 Harbor Ridge Ln , San Diego, CA 92103
$999,999
Est. Payment: $5,454.69/mo
3 Bed
2 Bath
1593 Sqft
Status: Active | Days on site: 34
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SAND-991248 - SAND-644879,SAND-700373
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Chris Heller
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House Description

Discover the pinnacle of modern urban living in the highly sought-after Terracina community, perfectly perched on a serene public cul-de-sac ridge where Middletown and South Mission Hills converge. This stunningly designed townhome radiates with natural light, showcasing an expansive open floor plan framed by soaring 9-foot+ ceilings. The seamless flow from the sunlit kitchen directly into the dining and family spaces creates an inviting atmosphere, ideal for both relaxed daily living and vibrant entertaining. Step out onto your private balcony, situated along the scenic bluff rim, and savor the crisp coastal breeze alongside dynamic, iconic views of the San Diego Bay. Beyond your tranquil retreat lies a prime urban hub putting world-class dining, weekend farmers markets, and the electric nightlife of Little Italy, Hillcrest, and Downtown San Diego right at your fingertips. Delivering a flawless, turnkey lifestyle, this sophisticated residence is a rare find that masterfully blends peaceful neighborhood charm with ultimate city connectivity.
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Highlights

Listed by Chad Dannecker , 619-658-3603 and Shanelle Meyer , 619-848-0216 Compass , 619-353-5799. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

285 Monthly

Year Built

2003

County

San Diego

Area

92103 - Mission Hills

 Neighborhood

Mission Hills

Listing ID

260021105SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In, Dishwasher, Exhaust Fan, Gas Cooking, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator, Range Hood, Water Heater
Air Cond:Central Air,Electric
Fireplaces:
Floor:Carpet,Tile,Wood
Other:
  • ▪ Additional:Built-in Features, Balcony, Ceiling Fan(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Recessed Lighting, Storage, Entrance Foyer, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R-1:SINGLE
Roof:Common Roof
Others:
  • ▪ Additional:Turnkey, Frame, Stucco
Parking Features:Direct Access,Garage,Garage Door Opener
Principal Interest
$5,455
Taxes
$637
HOA
$285

Home Price

$999,999

Loan Details

30 yrs
7.245%

Down Payment

20%
$200,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,454.69

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,454.69 $637.50 $285.00 $6,377.19
Yearly $65,456.30 $7,649.99 $3,420.00 $76,526.30
Total $1,963,689.10 $229,499.77 $102,600.00 $2,295,788.87

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T23:12:49.000Z

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