4020-22 Front St , San Diego, CA 92103
$1,399,000
Est. Payment: $7,064.54/mo
3 Bed
3 Bath
1997 Sqft
Status: active | Days on site: 167
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Variance granted for Res Detached. Attractive 1919, 1298sf home sits above street level with 9-foot ceilings, 2 bedrooms, 2 baths, generous living room, formal dining room, remodeled kitchen with 2 pantries, and spacious back porch. Across the back of the completely enclosed spacious yard is a 699sf cottage that is on the west end of the 120’ gardened lot. It has an entire wall of closet in a generous bedroom, modern kitchen, large living room, bathroom, and covered space outside the living room for choice of use. Both homes have large stand-up attics, central heat and air, Because of owned solar, the average cost of SDGE expense is no longer $300+ but a PROFIT of $9-25 each month. This property offers multiple options: 1) The owner may occupy the larger home and rent the back cottage, occupy the charming cottage and rent the front house, or welcome family to live with them. 2) Or rent the entire desirably located site in an area where medical professionals are often looking. 3) Another option is to take advantage of the recently determined RM 3-9 zoning which allows one unit per 600sf of lot, meaning available for 8 units on this 5200 sf parcel. A savvy options parcel, located in the heart of desirable Mission Hills/Hillcrest, it is easy walking to 2 major grocery stores, a number of restaurants, and other service businesses, as well as parks, churches and ideal neighborhood sites in one of the most sought-after neighborhoods. A wonderful combination of livability, flexibility and location in a very desired neighborhood

Highlights

Listed by Steve Carlson , 619-823-6892 Woods Real Estate Services Inc , 619-347-9866. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.12

Year Built

1929

County

San Diego

Area

Metro Uptown

Neighborhood

Mission Hills

Listing ID

260008843

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Solar Panels, Washer, Gas Oven, Gas Stove, Gas Range, Gas Cooking
Air Cond:Central Forced Air,Wall/Window,Energy Star
Fireplaces:
Other:Meter on Property

Exterior Features

Garage Capacity:2
Zoning:R-4:MULTIP
Roof:Composition
Sewer:Sewer Connected
Parking Features:None Known
Principal Interest
$7,065
Taxes
$892

Home Price

$1,399,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$279,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,064.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,064.54 $891.86 $0.00 $7,956.40
Yearly $84,774.47 $10,702.35 $0.00 $95,476.82
Total $2,543,234.21 $321,070.50 $0.00 $2,864,304.71

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T20:38:14.000Z

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