4020 Front St , San Diego, CA 92103
$1,399,000
Est. Payment: $7,064.54/mo
3 Bed
3 Bath
0 Sqft
Status: active | Days on site: 156
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Attractive 1919, 1298sf home sits above street level with 9-foot ceilings, 2 bedrooms, 2 baths, generous living room, formal dining room, remodeled kitchen with 2 pantries, and spacious back porch. Across the back of the completely enclosed spacious yard is a 699sf cottage that is on the west end of the 120’ gardened lot. It has an entire wall of closet in a generous bedroom, modern kitchen, large living room, bathroom, and covered space outside the living room for choice of use. Both homes have large stand-up attics, central heat and air, Because of owned solar, the average cost of SDGE expense is no longer $300+ but a PROFIT of $9-25 each month. This property offers multiple options: 1) The owner may occupy the larger home and rent the back cottage, occupy the charming cottage and rent the front house, or welcome family to live with them. 2) Or rent the entire desirably located site in an area where medical professionals are often looking. 3) Another option is to take advantage of the recently determined RM 3-9 zoning which allows one unit per 600sf of lot, meaning available for 8 units on this 5200 sf parcel. A savvy options parcel, located in the heart of desirable Mission Hills/Hillcrest, it is easy walking to 2 major grocery stores, a number of restaurants, and other service businesses, as well as parks, churches and ideal neighborhood sites in one of the most sought-after neighborhoods. A wonderful combination of livability, flexibility and location in a very desired neighborhood Attractive 1919, 1298sf home sits above street level with 9-foot ceilings, 2 bedrooms, 2 baths, generous living room, formal dining room, remodeled kitchen with 2 pantries, and spacious back porch. Across the back of the completely enclosed spacious yard is a 699sf cottage that is on the west end of the 120’ gardened lot. It has an entire wall of closet in a generous bedroom, modern kitchen, large living room, bathroom, and covered space outside the living room for choice of use. Both homes have large stand-up attics, central heat and air, Because of owned solar, the average cost of SDGE expense is no longer $300+ but a PROFIT of $9-25 each month. This property offers multiple options: 1) The owner may occupy the larger home and rent the back cottage, occupy the charming cottage and rent the front house, or welcome family to live with them. 2) Or rent the entire desirably located site in an area where medical professionals are often looking. 3) Another option is to take advantage of the recently determined RM 3-9 zoning which allows one unit per 600sf of lot, meaning available for 8 units on this 5200 sf parcel. A savvy options parcel, located in the heart of desirable Mission Hills/Hillcrest, it is easy walking to 2 major grocery stores, a number of restaurants, and other service businesses, as well as parks, churches and ideal neighborhood sites in one of the most sought-after neighborhoods. A wonderful combination of livability, flexibility and location in a very desired neighborhood

Highlights

Listed by Steve Carlson , 619-823-6892 Woods Real Estate Services Inc , 619-347-9866. CRMLS/Multi-Regional MLS mls logo

Property Type

Multi-Family

Lot/Acreage
0.12

Year Built

1929

County

San Diego

Area

92103 - Mission Hills

Neighborhood

Mission Hills

Listing ID

260003964SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:
Appliances:Gas Water Heater, Solar Hot Water, Tankless Water Heater
Air Cond:Central Air,See Remarks
Fireplaces:

Exterior Features

Lot:No Land Lease
Garage Capacity:0
Zoning:R-4:MULTIP
Roof:Composition
Others:2+ Total Units
Principal Interest
$7,065
Taxes
$892

Home Price

$1,399,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$279,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,064.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,064.54 $891.86 $0.00 $7,956.40
Yearly $84,774.47 $10,702.35 $0.00 $95,476.82
Total $2,543,234.21 $321,070.50 $0.00 $2,864,304.71

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS