640 Camino De La Reina Unit 1115 , San Diego, CA 92108
$790,000
Est. Payment: $4,309.21/mo
3 Bed
3 Bath
1479 Sqft
Status: Active | Days on site: 23
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SAND-993136 - SAND-635434
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House Description

Welcome to Mission Valley living at its best! This beautifully updated, turnkey two-story townhome is located in the highly desirable gated Rio Del Oro community, offering an exceptional blend of comfort, style, and convenience. Upstairs, you’ll find two spacious bedrooms, each featuring a private full bathroom and generous closet space. The inviting living room offers a cozy wood-burning fireplace, while the separate dining area provides an ideal setting for everyday meals or entertaining. The thoughtfully updated kitchen and all bathrooms were renovated in 2020, with kitchen appliances also replaced that year. The main level features stylish luxury vinyl flooring, complemented by plantation shutters throughout the home. The washer and dryer were replaced in 2025. A versatile bonus room provides additional flexibility and can be used as a home office, guest room, workout space, or creative studio. Step outside to your spacious, sunny private patio—perfect for relaxing, entertaining, or enjoying San Diego’s beautiful year-round weather. Beyond your front door, Rio Del Oro offers a community pool and spa, fitness center, beautifully landscaped grounds, and a dedicated dog park. Residents also enjoy convenient access to the scenic San Diego River Trail and Riverwalk, providing opportunities for walking, jogging, biking, and enjoying the outdoors right in the heart of Mission Valley.

Highlights

Listed by Alex Shadpour , 858-761-1167 LPT Realty, Inc , 877-366-2213. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

760.42 Monthly

Year Built

1995

County

San Diego

Area

92108 - Mission Valley

Neighborhood

Mission Valley

Listing ID

260022075SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Bedroom on Main Level

Exterior Features

Lot:No Land Lease
Garage Capacity:4
Roof:Composition
Others:
  • ▪ Additional:Stucco
Parking Features:Assigned,Guest
Principal Interest
$4,309
Taxes
$504
HOA
$760

Home Price

$790,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$158,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,309.21

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,309.21 $503.63 $760.42 $5,573.26
Yearly $51,710.53 $6,043.50 $9,125.04 $66,879.07
Total $1,551,315.94 $181,305.00 $273,751.20 $2,006,372.14

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T23:12:49.000Z

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