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640 Camino De La Reina Unit 1309 , San Diego, CA 92108
$695,000
Est. Payment: $3,791.01/mo
3 Bed
2 Bath
1330 Sqft
1.88 Acres
Status: Active | Days on site: 4
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SAND-993136 - SAND-654944
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Chris Heller
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House Description

Welcome to Rio Del Oro, one of Mission Valley's most sought after gated communities. This 3 bedroom, 2 bath residence offers 1,330 square feet with a smart split floor plan that keeps the bedrooms separated for real privacy. Living, dining and kitchen areas flow together and open to a private deck, with a fireplace anchoring the main living space. The kitchen is finished with stainless steel appliances and Corian countertops. The spacious primary suite includes a generous walk in closet and a full en suite bath. Plantation shutters and brand new dual pane windows add comfort and efficiency throughout. Full size washer and dryer in the unit, central air and two reserved underground parking spaces complete the package. Resort style amenities include pool, spa, fitness center and clubhouse. Just outside the gates is the San Diego River trail with miles of scenic walking, plus Fashion Valley, Hazard Center, Snapdragon Stadium, the beaches and the 8, 163, 15 and 5.
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Highlights

Listed by Jeffrey Vidal , 619-734-7306 LPT Realty, Inc , 877-366-2213. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome
Lot/Acreage
1.88

HOA Fee

733 Monthly

Year Built

1995

County

San Diego

Area

92108 - Mission Valley

 Neighborhood

Mission Valley

Listing ID

260022975SD

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooking, Electric Oven, Electric Range
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Bedroom on Main Level

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R-1:SINGLE
Roof:See Remarks
Others:
  • ▪ Additional:Stucco
Parking Features:Assigned,Garage,Gated
Principal Interest
$3,791
Taxes
$443
HOA
$733

Home Price

$695,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$139,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,791.01

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,791.01 $443.06 $733.00 $4,967.08
Yearly $45,492.18 $5,316.75 $8,796.00 $59,604.93
Total $1,364,765.29 $159,502.50 $263,880.00 $1,788,147.79

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

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