Ideal Ocean Beach/Point Loma location with outstanding owner-user, investment, and development potential. This well-maintained duplex offers a rare opportunity to enter one of San Diego's most sought-after coastal communities. Live in one unit and rent the other, hold as a cash-flowing investment, or explore future development possibilities. Both units are currently leased on a month-to-month basis, providing flexibility for owner-occupants, investors, or developers. The property features a spacious layout, a two-car garage, and benefits from the Quieter Home Program with newer dual-pane windows and AC already installed. The garage may offer an excellent opportunity for conversion to additional living space or a potential ADU, subject to buyer verification. For those seeking a larger development opportunity, this property may be purchased together with the adjacent property, MLS #260013381 (seller will sell the two properties together for $2,495,000), creating the potential for a larger assemblage with expanded redevelopment possibilities. Buyers are encouraged to review the attached zoning and development analysis and verify all future use options. Conveniently located just minutes from Ocean Beach, Point Loma, beaches, restaurants, shopping, schools, and major transportation routes, this property combines immediate usability with significant long-term upside. Properties offering this combination of location, flexibility, income potential, and future development opportunities rarely become available. Don't miss this exceptional coastal investment opportunity.