4390 Niagara Ave , San Diego, CA 92107
$1,599,900
Est. Payment: $8,780.85/mo
3 Bed
2 Bath
1029 Sqft
0.16 Acres
Status: Pending | Days on site: 9
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House Description

From breezy patio dinners to quiet mornings in the yard, this 3-bedroom, 2-bathroom Ocean Beach/Point Loma Heights home is built around relaxed coastal living. Set on an expansive corner lot, the single-story floor plan maximizes every square foot, drawing soft natural light into an easygoing living and dining layout that flows into an updated kitchen. A spacious, private primary retreat offers a peaceful escape and leads directly to the generous backyard, while two additional guest bedrooms and a second full bath provide comfortable space for family, guests, or a home office. The expansive grounds feature custom concrete hardscaping, a covered patio with dining space perfect for sun-drenched afternoon meals, and grassy areas framed by mature trees. Paved rear alley access adds extra convenience, while the fully enclosed perimeter keeps the outdoor space entirely private. Enjoy everything Point Loma and Ocean Beach have to offer. Living here puts you just minutes from local neighborhood haunts, coastal parks, and sunset spots. Whether you are hosting a weekend gathering on the patio or simply unwinding in the salt air, this property provides the ideal foundation for classic indoor-outdoor Coastal San Diego living.

Highlights

Listed by Chad Dannecker , 619-658-3603 and Ronda Fox , 619-972-1086 Compass , 619-353-5799. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.16

Year Built

1948

County

San Diego

Area

92107 - Ocean Beach

Neighborhood

Ocean Beach

Listing ID

260022010SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Free-Standing Range, Gas Cooking, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator, Range Hood
Floor:Tile,Wood
Other:
  • ▪ Additional:Recessed Lighting, Unfurnished, All Bedrooms Down, Bedroom on Main Level, Main Level Primary
Water:Public

Exterior Features

Lot:Corner Lot,No Land Lease
Garage Capacity:2
Zoning:R-1:SINGLE
Roof:Composition
Others:
  • ▪ Additional:Turnkey, Stucco
Parking Features:Door-Multi,Garage Faces Front,Garage
Principal Interest
$8,781
Taxes
$1,020

Home Price

$1,599,900

Loan Details

30 yrs
7.307%

Down Payment

20%
$319,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,780.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,780.85 $1,019.94 $0.00 $9,800.79
Yearly $105,370.19 $12,239.24 $0.00 $117,609.42
Total $3,161,105.62 $367,177.05 $0.00 $3,528,282.67

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T15:14:42.000Z

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