4918 Del Monte Ave , San Diego, CA 92107
$1,898,000
Est. Payment: $10,353.02/mo
3 Bed
3 Bath
2126 Sqft
0.14 Acres
Status: Active Under Contract | Days on site: 14
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House Description

FIRST TIME ON THE MARKET SINCE 1986 | DEL MONTE COTTAGES | OCEAN BEACH | WALK TO SUNSET CLIFFS | 6,290 SF LOT | Three one-bedroom cottages on quiet Del Monte Ave, South OB. Walking distance to Sunset Cliffs Natural Park and Little Lion, with Newport Avenue’s arts, nightlife, and beach scene just the other way. One of the last stretches of coastal San Diego where original cottages still sit intact on a large multifamily-zoned lot with alley access, offering incredible development potential within OB's coastal height limits. Boasting an 89 Walk Score, it’s a walker’s paradise from the OB Pier to the tide pools and Dog Beach. Bike to Target, OB People’s Food Co-op, and the Wednesday Farmers Market. OB’s flat street grid connects the boardwalk to Newport Avenue’s antique shops, murals, and eclectic eateries, plus a lively brewery scene (Sunshine Company Saloon, Kilowatt Brewing, Mike Hess Brewing, Pizza Port) within walking distance. Built in 1937 and held by one family for four decades, the single-story cottages sit front to back, each with its own entrance, private yard, in-unit laundry, and on-site parking. A two-car garage between the front and middle cottages brings total structural square footage to 2,126 SF. At $302/land SF, this property sits roughly 31% below the comparable median, offering a prime value-add opportunity to renovate or maximize cash flow by adding units under the City's favorable multi-family ADU regulations. See Affordability Toolkit | City of San Diego website.

Highlights

Listed by Kathleen Fitzgerald , 858 652-1446 Wholly Creation Inc , 858-652-1446. CRMLS/Multi-Regional MLS mls logo

Property Type

Multi-Family

Lot/Acreage
0.14

Year Built

1937

County

San Diego

Area

92107 - Ocean Beach

Neighborhood

Ocean Beach

Listing ID

ND26196655

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
Appliances:Gas Range, Refrigerator, Water Heater, Dryer, Washer
Other:
  • ▪ Additional:All Bedrooms Down
Water:Public

Exterior Features

Lot:0-1 Unit/Acre,Near Public Transit,Street Level,Walkstreet,Yard,No Land Lease
Garage Capacity:8
Roof:Composition
Others:
  • ▪ Additional:2+ Total Units, Has ADU
Sewer:Public Sewer
Parking Features:Door-Multi,Garage,Garage Faces Side,Unpaved
Principal Interest
$10,353
Taxes
$1,210

Home Price

$1,898,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$379,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,353.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,353.02 $1,209.98 $0.00 $11,562.99
Yearly $124,236.19 $14,519.70 $0.00 $138,755.89
Total $3,727,085.65 $435,591.00 $0.00 $4,162,676.65

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

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