4925 Saratoga Ave , San Diego, CA 92107
$2,459,000
Est. Payment: $13,413.10/mo
4 Bed
4 Bath
Status: Active | Days on site: 3
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SAND-61044 - SAND-679915
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House Description

TWO HOMES, ONE EXCEPTIONAL COASTAL LIFESTYLE — 1.5 BLOCKS FROM THE SAND — A unique opportunity to own two detached newer residences in the heart of Ocean Beach. The single-story front home was extensively renovated down to the studs in 2017, while the three-story rear residence was built from the ground up in 2019 and operates as a successful, high-occupancy vacation rental with more than 250 five-star reviews.***The single-story front residence features 2BD/2BA, an office, and a versatile sunroom that could serve as an additional office, art studio, or exercise room. A spacious front yard and spectacular private patio provide inviting spaces for outdoor dining, entertaining, or simply enjoying the Ocean Beach sunshine. The comprehensive 2017 renovation included plumbing, electrical, insulation, flooring, tile, fencing, landscaping, paint, plaster, cabinetry, countertops, HVAC, SS appliances, ceiling fans, double-pane windows,  doors, etc., creating a beautifully updated coastal home. ***The three-story rear residence is filled with natural light and reflects quality construction throughout. It features 2BD/2BA, and multiple decks designed for easy indoor-outdoor living. Inside, wood flooring flows throughout, complemented by a beautiful kitchen with custom white cabinetry, SS appliances, and marble countertops. Additional features include owned solar panels,  triple-pane windows, A/C, a tankless water heater, EV charger, ceiling fans and fireplace. This property offers strong rental performance with the potential to generate six-figure annual revenue! Adding to the appeal is a spacious four-car garage, conveniently accessed via the alley, offering ample parking and storage—an especially valuable feature in Ocean Beach. Each residence has its own washer and dryer, and nearly all furnishings can be included in the sale, creating a convenient and highly flexible turnkey opportunity. The property may also offer the potential to separate the two residences—subject to applicable city/county requirements and approvals, providing additional flexibility for the future. Whether envisioned as a primary residence with rental income, an investment property, or a multigenerational retreat, this newer Ocean Beach property offers the opportunity to own two independent homes just 1.5 blocks from the sand and moments from the best of Ocean Beach—Newport Avenue's vibrant restaurants and shops, Saratoga Park, Dog Beach, the Ocean Beach Pier, and the scenic Sunset Cliffs coastline. Mission Bay, Mission Beach, and Point Loma are also just minutes away.

Highlights

Listed by Lily Geffroy , 858-345-7358 Berkshire Hathaway HomeService , 858-487-3520. CRMLS/Multi-Regional MLS mls logo

Property Type

Multi-Family

Year Built

2019

County

San Diego

Area

92107 - Ocean Beach

Neighborhood

Ocean Beach

Listing ID

260023878SD

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
Appliances:Electric Water Heater, Tankless Water Heater
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:No Land Lease
Garage Capacity:0
Zoning:R-2 MM
Others:
  • ▪ Additional:2+ Total Units
Principal Interest
$13,413
Taxes
$1,568

Home Price

$2,459,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$491,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$13,413.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $13,413.10 $1,567.61 $0.00 $14,980.71
Yearly $160,957.21 $18,811.35 $0.00 $179,768.56
Total $4,828,716.34 $564,340.50 $0.00 $5,393,056.84

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T03:13:44.000Z

© 2026 CRMLS/Multi-Regional MLS

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