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3965 Twiggs St , San Diego, CA 92110
$1,595,000
Est. Payment: $8,054.28/mo
3 Bed
3 Bath
0 Sqft
Status: pending | Days on site: 66
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Chris Heller
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House Description

3969 Twiggs St is a charming three-unit property ideally situated in the heart of San Diego's historic Old Town neighborhood, one of San Diego’s leading tourist destinations that sees nearly 3 million annual visitors. The property consists of two generously sized, standalone units. The front house is an 800 SF one-bed/one-bath residence, while the detached rear building has two units: an upstairs 875 SF two-bed/one-bath and a downstairs bootleg studio unit of approximately 650 SF. The property features a driveway that leads to three surface parking spaces. There is also an oversized shared backyard area. The Old Town zoning designation of OTCC 2-2 allows for numerous uses including residential and many forms of commercial/retail. The base density of 1 per 1,750sf of lot allows for 4 residential units by-right. A significant value-add opportunity exists to convert the rear bootleg studio unit into a legal ADU. The studio already has a dedicated bathroom and easy access to hot & cold water and gas lines.
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Highlights

Listed by Nate Pepper , 858-248-1222 CBRE , 858-546-4600. CRMLS/Multi-Regional MLS mls logo

Property Type

Multi-Family

Year Built

1940

County

San Diego

Area

92110 - Old Town Sd

 Neighborhood

Old Town

Listing ID

260011434SD

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:

Exterior Features

Lot:No Land Lease
Garage Capacity:0
Roof:Composition
Others:2+ Total Units,Has ADU
Principal Interest
$8,054
Taxes
$1,017

Home Price

$1,595,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$319,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,054.28

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,054.28 $1,016.81 $0.00 $9,071.09
Yearly $96,651.38 $12,201.75 $0.00 $108,853.13
Total $2,899,541.51 $366,052.50 $0.00 $3,265,594.01

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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