4120 Bayard St , San Diego, CA 92109
$3,295,000
Est. Payment: $16,638.78/mo
3 Bed
4 Bath
3624 Sqft
Status: active | Days on site: 57
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Just 1.5 blocks from both the ocean and bay in Pacific Beach’s highly sought-after Braemar District, this spacious coastal home offers more than 3,600 square feet of living space on a 6,300-square-foot street-to-alley lot. Designed for effortless indoor-outdoor living, the open-concept floor plan features high ceilings, abundant natural light, and seamless flow from the welcoming front porch to the fun-filled backyard complete with turf, pool, spa, and a detached 2-car garage with alley access for vehicles and beach gear. The main level includes formal living and dining rooms, a family room, dine-in kitchen, powder room, laundry room, and a private ensuite bedroom, while upstairs offers an expansive second family room and two additional ensuite bedrooms, including a generously sized primary suite with a spa-inspired bath and walk-in closet. Additional highlights include owned solar, air conditioning, and a tankless water heater. The Braemar District is beloved for its ideal location between the bay and ocean, walkability to local shops and restaurants, and the quiet charm created by its predominantly single-family-home setting.

Highlights

Listed by Steven Cairncross , 858-859-3370 and Patrick Cairncross , 858-922-4884 Berkshire Hathaway HomeServices California Properties , 858-459-0501. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.14

Year Built

2014

County

San Diego

Area

92109 - Pacific Beach

Neighborhood

Pacific Beach

Listing ID

260012118SD

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:6 Burner Stove, Counter Top, Dishwasher, Electric Oven, Gas Cooking, Gas Cooktop, Disposal, Gas Water Heater, Ice Maker, Microwave, Tankless Water Heater
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Tile,Wood
Other:Balcony,Separate/Formal Dining Room,Eat-in Kitchen,High Ceilings,Pantry,Stone Counters,Recessed Lighting,Unfurnished,Bedroom on Main Level,Main Level Primary,Walk-In Pantry,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Sprinkler System,No Land Lease
Lot Dimensions:50x124
Garage Capacity:2
Zoning:RS-1-7
Others:Stucco,Wood Siding
Parking Features:Garage,Garage Faces Rear
Principal Interest
$16,639
Taxes
$2,101

Home Price

$3,295,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$659,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,638.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,638.78 $2,100.56 $0.00 $18,739.35
Yearly $199,665.40 $25,206.75 $0.00 $224,872.15
Total $5,989,961.92 $756,202.50 $0.00 $6,746,164.42

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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