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4120 Bayard St , San Diego, CA 92109
$3,295,000
Est. Payment: $16,638.78/mo
3 Bed
3.5 Bath
3624 Sqft
Status: active | Days on site: 57
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

Just 1.5 blocks from both the ocean and bay in Pacific Beach’s highly sought-after Braemar District, this spacious coastal home offers more than 3,600 square feet of living space on a 6,300-square-foot street-to-alley lot. Designed for effortless indoor-outdoor living, the open-concept floor plan features high ceilings, abundant natural light, and seamless flow from the welcoming front porch to the fun-filled backyard complete with turf, pool, spa, and a detached 2-car garage with alley access for vehicles and beach gear. The main level includes formal living and dining rooms, a family room, dine-in kitchen, powder room, laundry room, and a private ensuite bedroom, while upstairs offers an expansive second family room and two additional ensuite bedrooms, including a generously sized primary suite with a spa-inspired bath and walk-in closet. Additional highlights include owned solar, air conditioning, and a tankless water heater. The Braemar District is beloved for its ideal location between the bay and ocean, walkability to local shops and restaurants, and the quiet charm created by its predominantly single-family-home setting.
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Highlights

Listed by Steven E Cairncross , 858-859-3370 and Patrick S Cairncross , 858-922-4884 Berkshire Hathaway HomeServices California Properties , 858-459-0501. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.14

Year Built

2014

County

San Diego

Area

Coastal South

 Neighborhood

Pacific Beach

Listing ID

260012118

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3.5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, 6 Burner Stove, Electric Oven, Gas Stove, Ice Maker, Counter Top, Gas Cooking
Air Cond:Central Forced Air
Fireplaces:N/K
Floor:Carpet,Tile,Wood
Other:Balcony,Bathtub,High Ceilings (9 Feet+),Kitchen Island,Pantry,Recessed Lighting,Shower,Stone Counters,Unfurnished,Kitchen Open to Family Rm
Other:Meter on Property,Public

Exterior Features

Lot Dimensions:50x124
Garage Capacity:2
Zoning:RS-1-7
Roof:Tile/Clay
Sewer:Sewer Connected,Public Sewer
Parking Features:Detached,Garage,Garage - Rear Entry
Principal Interest
$16,639
Taxes
$2,101

Home Price

$3,295,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$659,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,638.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,638.78 $2,100.56 $0.00 $18,739.35
Yearly $199,665.40 $25,206.75 $0.00 $224,872.15
Total $5,989,961.92 $756,202.50 $0.00 $6,746,164.42

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T22:38:39.000Z

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