4886 Jewell St , San Diego, CA 92109
$2,398,000
Est. Payment: $12,109.20/mo
4 Bed
2 Bath
1979 Sqft
Status: active | Days on site: 27
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House Description

Experience the pinnacle of coastal living in this spacious North Pacific Beach home, perfectly perched on a prime corner lot where an unparalleled location meets breathtaking panoramic views and incredible income potential. Situated in highly desirable North PB, this turnkey property offers the ultimate Southern California lifestyle, located just a short stroll, bike, or golf cart ride away from the lush hills of Kate Sessions Park and the vibrant beach scene. The crown jewel of daily living is the expansive covered entertainment deck, where you can host effortless gatherings while soaking in unobstructed, majestic views of the glittering San Diego skyline, the sparkling Pacific Ocean, and Mission Bay. Inside, the home exudes warmth with beautiful hardwood floors and a premium chef's kitchen, but the most unique and high-value asset lies downstairs. This phenomenal lower level is perfectly primed for an ADU, rental income, or multi-generational living, boasting its own fully equipped kitchen with a gas cooktop and full-size refrigerator, a walk-in closet, and elegant French doors opening directly to a covered rear patio and private backyard oasis. Complete with premium upgrades including a versatile space ideal for a home gym, dual-zone AC, a relaxing sauna, and a built-in grill area, this meticulously maintained home seamlessly blends luxury, versatility, and coastal charm. Whether you seek a flexible layout for family, an entertainer's paradise, or a savvy investment with massive rental upside in PB, this exceptional property delivers it all.

Highlights

Listed by Ruth Ann Fisher , 619-733-4100 and Hogan Willis , 858-789-6432 Del Coronado Realty , San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.13

Year Built

1950

County

San Diego

Area

Coastal South

Neighborhood

Pacific Beach

Listing ID

260016683

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Garage Door Opener, Washer, 6 Burner Stove, Built In Range, Barbecue, Gas Range, Gas Cooking
Air Cond:Central Forced Air
Fireplaces:FP in Living Room
Other:Meter on Property,Public

Exterior Features

Garage Capacity:4
Roof:Shingle
Sewer:Sewer Connected
Parking Features:Attached,Garage - Front Entry
Principal Interest
$12,109
Taxes
$1,529

Home Price

$2,398,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$479,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,109.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $12,109.20 $1,528.73 $0.00 $13,637.92
Yearly $145,310.36 $18,344.70 $0.00 $163,655.06
Total $4,359,310.68 $550,341.00 $0.00 $4,909,651.68

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-11T00:39:30.000Z

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