2540 Chatsworth , San Diego, CA 92106
$3,750,000
Est. Payment: $18,936.40/mo
4 Bed
5 Bath
4173 Sqft
Status: active | Days on site: 35
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Gorgeous Home!! Enjoy the vast views from this custom-built home, from USD, downtown, to the Coronado Bridge & San Diego Bay. This home was once featured in the Loma Portal Elementary Home & Garden Tour in 2009 & received raving comments; such as, “This is a ‘Wow’ House!” Built with 2x6 framing for strength and more insulation for warmth & coolness during the seasons. The home is adorned with beautiful, Solid wood floors, custom doors (front, rear, pockets & all interior) & custom built-ins, all imported from Costa Rica. The open Foyer and Loft are constantly lit during the day by 3 solar tubes, and it is decorated with an elegant, curving staircase with custom wrought iron. The Den has a custom built-in, 2-sided desk with cabinetry from Costa Rica. There is also a Sunroom/Children’s Study next to the family room. Each are set within the privacy of two pocket doors with beautifully etched glass. The living room has a gorgeous, double-mantel fireplace. The dining room was designed for a large table and China cabinet. The large kitchen has a beautiful centralized island with vegetable sink, a large rangetop stove with stainless-steel hood, and room for an extra-large side-by-side fridge & freezer. (cont. in Supplement...) Also enjoy the large nook with more cabinetry, and across from there is the Butler’s Pantry with warming drawer, and a large walk-in pantry with glass cabinet, platter slots, table cloth hanger, and all enclosed with a beautifully wheat etched glass door. Quality cabinets in the Kitchen and 2nd floor bathrooms provided by Kraft Maid with soft-close drawers. The large Primary Bedroom has gorgeous views, an alcove sitting area with enough room for a couch and vanity, and enjoy your morning stretch on one of the two Juliette balconies. The large en-suite bathroom is secluded by a double wide pocket door (also from Costa Rica), two walk-in closets, private toilet, large walk-in shower with bench, a jetted tub big enough for two, and a wide counter with 2 sinks. This home has two FAU's and two Rinnai Tankless Water Heaters. Bedroom 2 is very spacious. This room housed 3 teenagers with three twin beds and plenty of closet space. The room is lit by multiple windows, showcasing vast views of the yard and swimming pool. It is adjoined by a bathroom with colorful tile and two bowl sinks. The room is currently taped to show the room conversion into 2 bedrooms that is planned for construction, unless you choose not to. Bedroom 3 is spacious and includes its own private bath and expansive views. Separating these bedrooms is a comfy, large loft where you have access to the front and rear balconies. The balconies have room for a hammock or a bar table with chairs to enjoy the views for a morning breakfast, afternoon cocktails, to enjoy the city lights, or to watch the Big Bay Boom fireworks show in San Diego Bay during the 4th of July. The garage is a complete footprint of the home, boasting a 4-car garage, a large workshop with two work stations, and a Casita/AirBNB bedroom with full bath. This bedroom is not counted in the total bedroom count or square footage, but the room itself and the bathroom are permitted, as shown in the original plans (available for viewing). Plenty of storage throughout the garage from California Closets, including a wrapping paper closet with tube rollers. Another car would fit in this area as well. The driveway is wide enough for two cars to cross paths, and room for 8 cars if needed. A 21’ boat with trailer is currently parked at the very back of the driveway, yet you still have room to park in the garage. Solar Lease of 30 Sun Power panels (American made) to convey at $199 per month. The last true-up bill was only $42.67! Swimming Pool with hot tub, which has a brand new filter, and the heater is only a couple of years old. Owners were considering extracting the pool and building a full sized ADU instead; thus, an option to consider. High quality windows by Anderson Wind...

Highlights

Listed by Gary Mouritzen , 619-571-8787 Anchor Funding, Inc. , 858-514-8808. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.26

Year Built

2008

County

San Diego

Area

92106 - Point Loma

Neighborhood

Point Loma

Listing ID

260016342SD

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Convection Oven, Double Oven, Gas Cooktop, Gas Oven, Range Hood, Tankless Water Heater, Warming Drawer
Air Cond:Central Air
Fireplaces:Living Room
Floor:Tile,Wood
Other:Separate/Formal Dining Room,All Bedrooms Up,Entrance Foyer,Loft,Walk-In Pantry,Walk-In Closet(s),Workshop
Other:Public

Exterior Features

Lot:Sprinklers In Rear,Sprinklers In Front,No Land Lease
Garage Capacity:12
Zoning:R-1:SINGLE
Roof:Flat
Others:Stucco,Has ADU
Parking Features:Driveway,Gated,Garage Faces Side
Principal Interest
$18,936
Taxes
$2,391

Home Price

$3,750,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$750,000
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Monthly Price:
$18,936.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $18,936.40 $2,390.63 $0.00 $21,327.02
Yearly $227,236.80 $28,687.50 $0.00 $255,924.30
Total $6,817,103.86 $860,625.00 $0.00 $7,677,728.86

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

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Data last updated: 2026-08-10T20:37:41.000Z

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