3038 Udall St , San Diego, CA 92106
$1,950,000
Est. Payment: $10,636.66/mo
3 Bed
4 Bath
2763 Sqft
0.37 Acres
Status: Pending | Days on site: 291
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House Description

Tucked away in the heart of Point Loma, 3038 Udall Street is a charming Spanish-style retreat offering privacy, versatility, and panoramic city views. This two-story home features 3 bedrooms plus a flexible bonus room, ideal for an office, studio, or guest space. The entry level welcomes you with a bright living area and kitchen that open to expansive decks overlooking the city—perfect for entertaining or quiet evenings outdoors. Also on this level are the primary bedroom and bath, a secondary bedroom, and a guest bath, all framed by picture windows capturing the surrounding trees and views. Downstairs, enjoy wrap-around decks with stunning city vistas, a private bonus room, third bedroom, bathroom, and kitchenette with a separate entrance—ideal for a lock-off studio or ADU for guests or rental income. Perched on a peaceful hillside yet just a short stroll to Liberty Station, this home offers quick access to downtown San Diego, the airport, harbor, beaches, yacht clubs, and award-winning schools. Whether as a primary residence, first home, or lucrative short-term rental, this property embodies San Diego living—sunny, scenic, and centrally located. Listing includes three lots with ample potential to expand or build. Note: Price reflects house needing cosmetic updating.

Highlights

Listed by Mike McCurdy , 858-225-9243 Compass , 858-277-3325. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.37

Year Built

1985

County

San Diego

Area

92106 - Point Loma

Neighborhood

Point Loma

Listing ID

250044213SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Gas Cooking, Refrigerator
Other:
  • ▪ Additional:Bedroom on Main Level, Main Level Primary

Exterior Features

Lot:No Land Lease
Garage Capacity:5
Others:
  • ▪ Additional:Stucco, Has ADU
Parking Features:Driveway,Garage
Principal Interest
$10,637
Taxes
$1,243

Home Price

$1,950,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$390,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,636.66

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,636.66 $1,243.13 $0.00 $11,879.78
Yearly $127,639.92 $14,917.50 $0.00 $142,557.42
Total $3,829,197.58 $447,525.00 $0.00 $4,276,722.58

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

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