4419 Narragansett Ave , San Diego, CA 92107
$4,088,000
Est. Payment: $22,298.80/mo
7 Bed
5 Bath
3476 Sqft
0.16 Acres
Status: Active | Days on site: 22
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House Description

Rarely does a newer-construction coastal property deliver such a compelling combination of sophisticated design, exceptional functionality, and income-producing potential. Thoughtfully conceived and impeccably appointed, this distinctive residence offers a 2,276sf main home with 4 bedrooms and 2.5 bathrooms, complemented by a separate 1,200sf ADU or second residence with 3 bedrooms and 2 bathrooms. Timeless architecture and elevated modern design define the main residence, where subtle mid-century influences create an aesthetic that is both refined and inviting. Expansive windows and soaring ceilings fill the interiors with natural light, creating an airy, almost atrium like sense of volume. Rich wood flooring, dramatic full height tiled feature walls, quartz counters and a sophisticated palette of walnut, white oak, crisp white, and bold black cabinetry lend the home a distinctly custom feel. Sleek designer appliances integrate seamlessly into the kitchen, paired with a sophisticated Blanco sink and an oversized island that serves as an impressive centerpiece for entertaining, casual dining, and everyday living. Designed with a true indoor-outdoor sensibility, the home offers multiple spaces for enjoying the coastal lifestyle, including a private side deck, backyard retreat, and exceptional rooftop deck. The rooftop entertaining space features built-in cabinetry, a refrigerator, expansive views, and refreshing coastal breezes creating an elevated setting for sunset gatherings, al fresco dining, or quiet evenings under the stars. See Supplement: The detached 1,200-square-foot ADU adds an extraordinary layer of flexibility and value. Featuring 3 bedrooms, 2 bathrooms, designer finishes, and select ocean views, the ADU can accommodate guests, extended family or serve as a valuable income-producing residence. The opportunity to enjoy the main home while generating rental income from a completely separate dwelling offers a rare combination of lifestyle and financial flexibility. Ample parking for up to 7 vehicles, along with an electric vehicle charging outlet, is an exceptional advantage in this highly sought-after coastal setting. Every element of the property has been carefully considered to balance architectural character, modern luxury, warmth, and functionality. Located in the heart of Point Loma’s coastal community, this residence offers an exceptional blend of convenience, lifestyle, and location. Just moments from the bay, Liberty Station, local dining and shopping, Sunset Cliffs, La Playa, and the vibrant energy of Ocean Beach.

Highlights

Listed by Kevin Bennett , 619-929-6858 and Cortney Bennett , 858-353-4436 Compass , 858-277-3325. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.16

Year Built

2026

County

San Diego

Area

92107 - Ocean Beach

Neighborhood

Point Loma

Listing ID

260022260SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:7
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:6 Burner Stove, Built-In Range, Dishwasher, Gas Cooking, Disposal, Gas Range, Microwave
Air Cond:Central Air
Fireplaces:Living Room
Floor:Wood
Other:
  • ▪ Additional:Built-in Features, Ceiling Fan(s), Cathedral Ceiling(s), Eat-in Kitchen, Open Floorplan, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:No Land Lease
Garage Capacity:7
Roof:Composition
Others:
  • ▪ Additional:Turnkey, Lap Siding, Has ADU
Parking Features:Carport,Driveway
Principal Interest
$22,299
Taxes
$2,606

Home Price

$4,088,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$817,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$22,298.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $22,298.80 $2,606.10 $0.00 $24,904.90
Yearly $267,585.64 $31,273.20 $0.00 $298,858.84
Total $8,027,569.09 $938,196.00 $0.00 $8,965,765.09

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T03:13:44.000Z

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