4419 Narragansett Ave , San Diego, CA 92107
$4,088,000
Est. Payment: $22,298.80/mo
7 Bed
4.5 Bath
3500 Sqft
Status: ACTIVE | Days on site: 21
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8676 - 665098,651292
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House Description

Variance granted 2-4󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 Units: A rare coastal investment opportunity combining two substantial residences, exceptional parking, sophisticated design, and multiple income-producing strategies. This distinctive Point Loma property offers a 2,276-square-foot primary residence with 4 bedrooms and 2.5 bathrooms, complemented by a completely separate 1,200-square-foot second residence/ADU with 3 bedrooms and 2 bathrooms. The configuration creates exceptional flexibility for an investor, owner-user, multigenerational household, or buyer seeking to offset ownership costs with rental income. The property's two-residence layout provides multiple potential strategies, including renting both residences, living in one while leasing the other, multigenerational living, extended-stay accommodations, or maintaining a dedicated second residence for family, guests, or a home-based business, subject to applicable regulations and requirements. The separation between the residences enhances privacy while creating a compelling combination of lifestyle utility and investment potential. The 2,276-square-foot main residence showcases elevated modern design with subtle mid-century influences, expansive windows, soaring ceilings, rich wood flooring, dramatic full-height tiled feature walls, quartz countertops, and a sophisticated palette of walnut, white oak, crisp white, and bold black cabinetry. The kitchen features sleek designer appliances, a Blanco sink, and an oversized island designed for entertaining, casual dining, and everyday living. See Supplemental Remarks

Highlights

Listed by Kevin Bennett , 619-929-6858 and Cortney L Bennett , 858-353-4436 Compass , 858-277-3325. San Diego County Multiple Listing Service mls logo

Property Type

Multi-Family

Year Built

2026

County

San Diego

Area

Coastal South

Neighborhood

Point Loma

Listing ID

260023048

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:7
  • ▪ Bathrooms:4.5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Air Cond:Central Forced Air
Fireplaces:
Water:Meter on Property

Exterior Features

Roof:Composition

Open House

Upcoming Open Houses
Sunday 1:00 pm - 4:00 pm Oct 4
Principal Interest
$22,299
Taxes
$2,606

Home Price

$4,088,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$817,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$22,298.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $22,298.80 $2,606.10 $0.00 $24,904.90
Yearly $267,585.64 $31,273.20 $0.00 $298,858.84
Total $8,027,569.09 $938,196.00 $0.00 $8,965,765.09

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-04T21:56:13.000Z

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