510 San Fernando St , San Diego, CA 92106
$5,500,000
Est. Payment: $27,773.39/mo
4 Bed
3 Bath
3885 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

First time on the market… this home and property has been in the same family for 90 years! Designed to capture the love of harbor life and the passion for maritime, where every day begins and ends with the mesmerizing colors of the sunrise and sunset, this custom built home is perched above the street and nestled on 28,000 sf lot of botanical gardens with panoramic views of downtown and San Diego harbor. Enter the foyer that opens to dramatic teak beams and details, picture windows that fill the rooms with natural light, and expansive views of the harbor and city from wrap-around decks, kitchen, dining, living room, game room and primary bedroom. With over 3,800 square feet of living space, this 4 bed + game room home blends sophistication and warmth, creating an ideal setting for family life and entertaining, including a poolside retreat, every space intentionally surrounded by nature. Beyond the home, the vibrant sailing and beach community awaits. Walk or bike to local restaurants, sail the bay, socialize at yacht clubs, catch waves at nearby surf spots, hike Cabrillo National Park, or meet up with neighbors at Kellogg Beach. Welcome home to 510 San Fernando Street, where family legacies are passed down, sailing becomes tradition, and life by the water embodies the soul of San Diego coastal living.

Highlights

Listed by Mike McCurdy , 858-225-9243 Compass , 858-277-3325. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.64

Year Built

1972

County

San Diego

Area

92106 - Point Loma

Neighborhood

Point Loma

Listing ID

260015121SD

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Gas Cooktop, Disposal, Gas Oven, Gas Range, Refrigerator
Other:Separate/Formal Dining Room,Jack and Jill Bath,Walk-In Closet(s)

Exterior Features

Lot:No Land Lease
Garage Capacity:4
Roof:Composition
Others:Wood Siding
Parking Features:Driveway
Principal Interest
$27,773
Taxes
$3,506

Home Price

$5,500,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$1,100,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$27,773.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $27,773.39 $3,506.25 $0.00 $31,279.64
Yearly $333,280.63 $42,075.00 $0.00 $375,355.63
Total $9,998,418.99 $1,262,250.00 $0.00 $11,260,668.99

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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