827 Rosecrans St , San Diego, CA 92106
$4,899,900
Est. Payment: $24,743.06/mo
4 Bed
4 Bath
3529 Sqft
Status: active | Days on site: 37
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

A rare opportunity to own one of San Diego Bay's premier view properties and unlock exceptional equity potential. Located in Point Loma's prestigious La Playa neighborhood, between the world-renowned San Diego Yacht Club and Southwestern Yacht Club, this 9,700+ sq. ft. gently sloping lot is surrounded by luxury estates. Build your dream estate without years of coastal permitting delays. This shovel-ready opportunity includes approved plans in the final submission phase and Coastal Commission clearance already secured. The proposed 6,033 sq. ft. residence features 5 bedrooms (plus optional 6th), 5.5 baths, an elevator, 4-car tandem carport, and 2,086 sq. ft. of view decks designed to maximize breathtaking panoramas of San Diego Bay, the downtown skyline, passing yachts, sparkling city lights, and the city's iconic fireworks. The property offers dual access from Rosecrans Street and San Antonio Place (via private easement), mature fruit trees, and a coveted private easement to the historic waterfront Bessemer Path. Enjoy easy access to Kellogg Beach, Shelter Island, marinas, and the best of Point Loma's waterfront lifestyle. Not ready to build? The existing 4-bedroom home is comfortable and move-in ready, allowing you to enjoy the spectacular views while planning your future masterpiece. This is a rare chance to create a world-class estate in one of San Diego's most exclusive bayside neighborhoods. *This sale includes the existing property plus approved plans for a 6033 sqft residence that are in the final submission phase with the City of San Diego.*

Highlights

Listed by Chad Dannecker , 619-658-3603 and Kelly A Williams , 619-987-2200 Compass , 619-353-5799. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.22

Year Built

1951

County

San Diego

Area

Coastal South

Neighborhood

Point Loma

School District

San Diego Unified School Distric

Listing ID

260015895

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Disposal, Garage Door Opener, Microwave, Refrigerator, Free Standing Range
Air Cond:Central Forced Air
Fireplaces:FP in Family Room,FP in Living Room
Floor:Carpet,Tile,Wall-To-Wall Carpet
Other:Balcony,Bathtub,Built-Ins,Ceiling Fan,Living Room Deck Attached,Recessed Lighting,Shower,Shower in Tub
Other:Meter on Property,Public

Exterior Features

Garage Capacity:4
Zoning:R-1:SINGLE
Roof:Composition
Others:Building Permit,Turnkey
Sewer:Sewer Connected
Parking Features:Attached,Garage Door Opener
Principal Interest
$24,743
Taxes
$3,124

Home Price

$4,899,900

Loan Details

30 yrs
6.487%

Down Payment

20%
$979,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$24,743.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $24,743.06 $3,123.69 $0.00 $27,866.74
Yearly $296,916.69 $37,484.24 $0.00 $334,400.92
Total $8,907,500.58 $1,124,527.05 $0.00 $10,032,027.63

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T20:38:14.000Z

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