12067 Alta Carmel Unit 58 , San Diego, CA 92128
$418,580
Est. Payment: $2,283.23/mo
1 Bed
1 Bath
704 Sqft
15.07 Acres
Status: Active | Days on site: 29
Get Pre-Qualified
SAND-992402 - SAND-654675
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Chris Heller, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Il Palio community in Rancho Bernardo. 1BR/1BA, 704 sq ft, with a private balcony. In-unit washer/dryer, granite kitchen counters, one covered parking space. Resort-style HOA amenities include pools, spa, sauna, and tennis/racquetball courts amid mature pines and greenbelt walkways. Minutes to Rancho Bernardo Inn & golf, Maderas Golf Club, Lake Hodges trails, and shopping/dining on Bernardo Center Dr & West Bernardo Dr. Quick I-15 access to Sorrento Valley, UTC, and Downtown San Diego. Great owner-occupant or investment opportunity in a premier North County location.

Highlights

Listed by Ken Schwartz , 858-500-2195 Century 21 Affiliated , CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
15.07

HOA Fee

404 Monthly

Year Built

2006

County

San Diego

Area

92128 - Rancho Bernardo

Neighborhood

Rancho Bernardo

Listing ID

260020404SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Laminate

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:R-1:SINGLE
Others:
  • ▪ Additional:Stucco
Parking Features:Carport
Principal Interest
$2,283
Taxes
$267
HOA
$404

Home Price

$418,580

Loan Details

30 yrs
7.245%

Down Payment

20%
$83,716
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,283.23

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,283.23 $266.84 $404.00 $2,954.07
Yearly $27,398.73 $3,202.14 $4,848.00 $35,448.86
Total $821,961.81 $96,064.11 $145,440.00 $1,063,465.92

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T23:12:49.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS