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12118 Obispo , San Diego, CA 92128
$875,000
Est. Payment: $4,418.49/mo
2 Bed
2 Bath
1510 Sqft
Status: active | Days on site: 69
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Chris Heller
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House Description

Prime location in Rancho Bernardo’s desirable 55+ Seven Oaks community with a wide driveway, spacious backyard, and beautiful mountain and hillside views. This 2-bedroom, 2-bath home features remodeled bathrooms, updated windows with shutters, two separate living areas, a bright sunroom, and a cozy fireplace. Enjoy a low-maintenance backyard with turf and a putting green, plus access to Seven Oaks’ community center, pool, fitness center, clubs, and activities.
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Highlights

Listed by Farid Khayamian , 858-922-4845 and Ryan Khayamian , 858-900-1067 Bluxen, Inc. , 858-535-0000. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.19

HOA Fee

47 Monthly

Year Built

1964

County

San Diego

Area

North County Inland

 Neighborhood

Rancho Bernardo

Listing ID

260013098

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Built In Range, Ice Maker, Counter Top, Electric Cooking
Air Cond:Central Forced Air
Fireplaces:FP in Living Room
Floor:Carpet,Laminate,Tile
Other:Meter Paid/Not In

Exterior Features

Lot Dimensions:71X118
Garage Capacity:4
Zoning:R-1:SINGLE
Roof:Composition
Sewer:Sewer Connected
Parking Features:Attached
Principal Interest
$4,418
Taxes
$558
HOA
$47

Home Price

$875,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$175,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,418.49

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,418.49 $557.81 $47.00 $5,023.31
Yearly $53,021.92 $6,693.75 $564.00 $60,279.67
Total $1,590,657.57 $200,812.50 $16,920.00 $1,808,390.07

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T22:38:39.000Z

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