12140 Rancho Bernardo Dr B , San Diego, CA 92128
$520,000
Est. Payment: $2,836.44/mo
2 Bed
2 Bath
1040 Sqft
Status: Active | Days on site: 62
Get Pre-Qualified
SAND-8676 - SAND-633916
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Chris Heller, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Located in the desirable Bernardo Villas community, this inviting upper-level condo combines some modern updates with spectacular panoramic golf course views. This property includes a golf cart parking garage/storage unit. Located on the quiet back side of the complex, this property features a bright, open floor plan that creates a welcoming atmosphere, enhanced by an abundance of natural light throughout. Upgrades include smooth ceilings, fresh paint and new vinyl plank flooring. The kitchen features view onto the courtyard and a generous pantry. Step outside to your own large balcony (with utility closet) and take in peaceful fairway views—the perfect setting for a quiet morning or a relaxing evening off of the living room and a separate private front porch at the entry. Storage is plentiful with a covered carport, along with a separate golf cart garage or bonus storage space to accommodate outdoor equipment and seasonal items. Homeowners enjoy membership to the Rancho Bernardo Swim & Tennis Club, offering resort-style amenities including pools, a spa, fitness center, tennis and pickleball courts, and an active clubhouse. HOA dues also include water, trash, internet, and TV services. Ideally situated in the award-winning Poway Unified School District, this home is just moments from shopping, restaurants, parks, golf, and convenient access to I-15, making it an exceptional opportunity to enjoy the best of Rancho Bernardo living.

Highlights

Listed by Tracie Kersten , 619-886-5294 Compass , 858-277-3325. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

475 Monthly

Year Built

1969

County

San Diego

Area

92128 - Rancho Bernardo

Neighborhood

Rancho Bernardo

Listing ID

260017723SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Refrigerator

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Others:
  • ▪ Additional:Stucco
Sewer:Sewer Tap Paid
Parking Features:Carport
Principal Interest
$2,836
Taxes
$332
HOA
$475

Home Price

$520,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$104,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,836.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,836.44 $331.50 $475.00 $3,642.94
Yearly $34,037.31 $3,978.00 $5,700.00 $43,715.31
Total $1,021,119.36 $119,340.00 $171,000.00 $1,311,459.36

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T01:13:22.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS