12262 Ranch House , San Diego, CA 92128
$1,797,000
Est. Payment: $9,802.09/mo
4 Bed
3 Bath
2621 Sqft
0.22 Acres
Status: Pending | Days on site: 3
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SAND-991195 - SAND-645961
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House Description

Some addresses simply feel special — and Ranch House Road is one of them. In a coveted enclave of just 15 homes, this spacious single-level home is in a prime location overlooking the 13th hole of the private Country Club of Rancho Bernardo. Recent improvements include an updated HVAC system (2025), new roof(2026), new lighting and ceiling fans, fresh landscaping and professionally wired 5.1 surround sound with Sonance ceiling speakers. The finished garage offers an EV charger, ample storage, and attic access, while a new shed provides convenient golf cart storage. The living room and formal dining area feature wood flooring, while the spacious family room offers a fireplace and easy access to the updated kitchen. The kitchen features new appliances and gorgeous views from your kitchen sink. The generous primary suite includes a seating area, walk-in closet, and remodeled ensuite bath with new cabinetry, quartz counters, dual-sink vanity, and makeup area. Additional bedrooms feature brand new carpet, and oversized closets and storage. A versatile bonus room with fireplace provides endless possibilities as a fourth bedroom or office. Expansive patio stretches nearly the length of the rear yard and enjoy the peaceful golf course surroundings . Residents enjoy access to the Rancho Bernardo Swim & Tennis Club, along with nearby shopping, dining, community events and Poway Unified schools.

Highlights

Listed by Kimberly Koll , 858-231-4997 Heritage Homes San Diego , CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

42.56 Monthly

Year Built

1974

County

San Diego

Area

92128 - Rancho Bernardo

Neighborhood

Rancho Bernardo

Listing ID

260022856SD

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Counter Top, Double Oven, Dishwasher, Electric Range, Disposal, Vented Exhaust Fan
Air Cond:Central Air,Whole House Fan
Fireplaces:Family Room,Gas
Other:
  • ▪ Additional:Eat-in Kitchen, All Bedrooms Down, Bedroom on Main Level, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:No Land Lease
Garage Capacity:4
Zoning:R-1:SINGLE
Others:
  • ▪ Additional:Stucco
Parking Features:Direct Access,Driveway,Garage,Garage Door Opener
Principal Interest
$9,802
Taxes
$1,146
HOA
$43

Home Price

$1,797,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$359,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,802.09

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $9,802.09 $1,145.59 $42.56 $10,990.24
Yearly $117,625.09 $13,747.05 $510.72 $131,882.86
Total $3,528,752.85 $412,411.50 $15,321.60 $3,956,485.95

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

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