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12435 Rios Rd , San Diego, CA 92128
$685,000
Est. Payment: $3,459.05/mo
2 Bed
2 Bath
1120 Sqft
Status: active | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Chris Heller
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House Description

Beautiful, recently upgraded single-level Seven Oaks residence with newly-added front Bonus room, features a large and private, fully-fenced backyard with covered patio, ceiling fan/light, and garden area with turf, perfect for magical sunset viewing In the past two years, the 2 BD/2 BA condo was transformed with new stainless-steel appliances, flooring, electrical, lighting, skylight and refaced cabinets and hardware in the kitchen, new carpeting, blinds, paint and fan in the bedrooms, a reimagined family room and living room with new flooring and paint, and a new washer and dryer. A new roof was completed in 2022. Walk to supermarkets, coffee shops, restaurants, and the Seven Oaks 55+ Rancho Bernardo community center, which features an expansive pool and patio and numerous clubs and activities. HOA includes water, cable, trash, and landscaping maintenance. This residence won’t be on the market for long.
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Highlights

Listed by Brett Dickinson , 858-204-6226 and Ross Clark , 858-442-2643 Compass , 858-277-3325. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

690 Monthly

Year Built

1965

County

San Diego

Area

92128 - Rancho Bernardo

 Neighborhood

Rancho Bernardo

Listing ID

260017399SD

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:Living Room
Floor:Carpet,Wood

Exterior Features

Lot:No Land Lease
Garage Capacity:7
Zoning:R-1
Roof:Shingle
Others:Stucco
Parking Features:Driveway
Principal Interest
$3,459
Taxes
$437
HOA
$690

Home Price

$685,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$137,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,459.05

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,459.05 $436.69 $690.00 $4,585.74
Yearly $41,508.59 $5,240.25 $8,280.00 $55,028.84
Total $1,245,257.64 $157,207.50 $248,400.00 $1,650,865.14

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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