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12435 Rios Rd , San Diego, CA 92128
$639,900
Est. Payment: $3,512.01/mo
2 Bed
2 Bath
1120 Sqft
Status: ACTIVE | Days on site: 64
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8676 - 642534,707979
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Chris Heller
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House Description

Beautiful, recently upgraded󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 and move-in ready, single-level Seven Oaks residence with newly-added front Bonus room, features a large and private, fully-fenced backyard with covered patio, ceiling fan/light, and garden area with turf, perfect for magical sunset viewing. In the past two years, the 2 BD/2 BA condo was transformed with new stainless-steel appliances, flooring, electrical, lighting, skylight and refaced cabinets and hardware in the kitchen, new carpeting, blinds, paint and fan in the bedrooms, a reimagined family room and living room with new flooring and paint, and a new washer and dryer. A new roof was completed in 2022. Walk to supermarkets, coffee shops, restaurants, and the Seven Oaks 55+ Rancho Bernardo community center, which features an expansive pool and patio and numerous clubs and activities. HOA includes water, cable, trash, and landscaping maintenance. This residence won’t be on the market for long.
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Highlights

Listed by Brett Dickinson , 858-204-6226 and Ryan L Bergum , 858-431-6280 Compass , 858-277-3325. San Diego County Multiple Listing Service mls logo

Property Type

Condo/Townhome

HOA Fee

690 Monthly

Year Built

1965

County

San Diego

Area

North County Inland

 Neighborhood

Rancho Bernardo

 School District

Poway Unified School District

Listing ID

260017399

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Range/Oven, Refrigerator
Air Cond:Central Forced Air
Fireplaces:FP in Living Room
Floor:Carpet,Wood
Water:Meter on Property

Exterior Features

Garage Capacity:7
Zoning:R-1
Roof:Shingle
Sewer:Sewer Connected
Parking Features:Detached
Principal Interest
$3,512
Taxes
$408
HOA
$690

Home Price

$639,900

Loan Details

30 yrs
7.307%

Down Payment

20%
$127,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,512.01

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,512.01 $407.94 $690.00 $4,609.95
Yearly $42,144.12 $4,895.24 $8,280.00 $55,319.36
Total $1,264,323.70 $146,857.05 $248,400.00 $1,659,580.75

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-03T19:51:54.000Z

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