main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
View All (28)
property photo 1
property photo 2
property photo 3
12435 Rios Rd , San Diego, CA 92128
$685,000
Est. Payment: $3,459.05/mo
2 Bed
2 Bath
1120 Sqft
Status: active | Days on site: 21
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Chris Heller
View agent profile
Email
Call

House Description

Beautiful, recently upgraded single-level Seven Oaks residence with newly-added front Bonus room, features a large and private, fully-fenced backyard with covered patio, ceiling fan/light, and garden area with turf, perfect for magical sunset viewing In the past two years, the 2 BD/2 BA condo was transformed with new stainless-steel appliances, flooring, electrical, lighting, skylight and refaced cabinets and hardware in the kitchen, new carpeting, blinds, paint and fan in the bedrooms, a reimagined family room and living room with new flooring and paint, and a new washer and dryer. A new roof was completed in 2022. Walk to supermarkets, coffee shops, restaurants, and the Seven Oaks 55+ Rancho Bernardo community center, which features an expansive pool and patio and numerous clubs and activities. HOA includes water, cable, trash, and landscaping maintenance. This residence won’t be on the market for long.
Show more

Highlights

Listed by Brett Dickinson , 858-204-6226 and Ross B Clark , 858-442-2643 Compass , 858-277-3325. San Diego County Multiple Listing Service mls logo

Property Type

Condo/Townhome

HOA Fee

690 Monthly

Year Built

1965

County

San Diego

Area

North County Inland

 Neighborhood

Rancho Bernardo

 School District

Poway Unified School District

Listing ID

260017399

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Range/Oven, Refrigerator
Air Cond:Central Forced Air
Fireplaces:FP in Living Room
Floor:Carpet,Wood
Other:Meter on Property

Exterior Features

Garage Capacity:7
Zoning:R-1
Roof:Shingle
Sewer:Sewer Connected
Parking Features:Detached
Principal Interest
$3,459
Taxes
$437
HOA
$690

Home Price

$685,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$137,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,459.05

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,459.05 $436.69 $690.00 $4,585.74
Yearly $41,508.59 $5,240.25 $8,280.00 $55,028.84
Total $1,245,257.64 $157,207.50 $248,400.00 $1,650,865.14

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The data relating to real estate for sale on this web site comes in part from the San Diego MLS, Inc.. Real estate listings held by brokerage firms other than Heller Real Estate Group | eXp Realty of Southern California | PLACE are marked with the IDX logo. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:38:14.000Z

© 2026 San Diego County Multiple Listing Service

MLS Logo - San Diego County Multiple Listing Service