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12461 Rios , San Diego, CA 92128
$729,000
Est. Payment: $3,976.47/mo
2 Bed
2 Bath
1358 Sqft
6.94 Acres
Status: ACTIVE | Days on site: 26
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Chris Heller
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House Description

Beautifully remodeled 2 bedroom, 2 bathroom home offering 1,358 square feet of modern, move-in-ready living in the highly desirable Seven Oaks 55+ community! Completely remodeled throughout, this stunning home requires no additional work—simply move in and enjoy. The thoughtfully updated interior features luxury vinyl flooring throughout creating a seamless and stylish living space. The modern kitchen showcases updated countertops and cabinetry, offering both functionality and contemporary appeal. Enjoy the added versatility of the enclosed sunroom, complete with durable pet-proof screens, perfect for relaxing, entertaining, or enjoying San Diego's beautiful weather. Seven Oaks 55+ community residents enjoy access to exceptional HOA amenities, including a beautiful pool and spa, pickleball courts, fitness center, and library. This turnkey home combines modern upgrades, comfortable living, and an active lifestyle community! Don't miss this opportunity to enjoy resort-style living in Seven Oaks!
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Highlights

Listed by Lisa B Herndon , 760-579-1183 and Audil B Rihan , 760-445-8157 RE/MAX Connections , 858-391-5800. San Diego County Multiple Listing Service mls logo

Property Type

Condo/Townhome
Lot/Acreage
6.94

HOA Fee

680 Monthly

Year Built

1970

County

San Diego

Area

North County Inland

 Neighborhood

Rancho Bernardo

Listing ID

260021988

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Counter Top
Air Cond:Central Forced Air
Fireplaces:FP in Living Room
Water:Meter on Property

Exterior Features

Garage Capacity:2
Zoning:R-1:SINGLE
Roof:Tile/Clay
Sewer:Sewer Connected
Parking Features:Golf Cart Garage,None Known
Principal Interest
$3,976
Taxes
$465
HOA
$680

Home Price

$729,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$145,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,976.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,976.47 $464.74 $680.00 $5,121.21
Yearly $47,717.69 $5,576.85 $8,160.00 $61,454.54
Total $1,431,530.79 $167,305.50 $244,800.00 $1,843,636.29

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-05T00:00:59.000Z

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