12496 Lomica Dr , San Diego, CA 92128
$1,125,000
Est. Payment: $5,680.92/mo
2 Bed
2 Bath
2273 Sqft
Status: active | Days on site: 27
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to Seven Oaks—exceptional 55+ living at its finest. This beautifully updated single-story home seamlessly blends luxury, comfort, and an unbeatable location. Rare and extraordinary, this spacious 2,273 sq. ft. residence offers 2 generously sized bedrooms and 2 updated bathrooms. The light-filled, open-concept great room offers expansive windows that showcase scenic mountain view. The permitted enclosed patio room provides exceptional additional living space, perfect for dining, entertaining, crafting, a hobby room, or additional storage. The large open kitchen is designed for both everyday living and entertaining, offering granite countertops, newer appliances, an electric cooktop, double ovens, a wine refrigerator, and abundant cabinetry—all while enjoying beautiful mountain views. Just off the kitchen is a private enclosed office, ideally situated for working from home or managing daily tasks. The guest bathroom has been tastefully remodeled with new cabinetry, countertops, tile, and a walk-in shower with no steps for added accessibility. The spacious primary suite offers a peaceful retreat with ample closet space. Additional highlights include an oversized indoor laundry room with built-in cabinetry, abundant storage throughout the home, and an oversized two-car garage complete with a workbench and extra storage space. Enjoy the low-maintenance lifestyle that Seven Oaks is known for. This highly desirable community offers a low HOA with an abundance of amenitie Welcome to Seven Oaks—exceptional 55+ living at its finest. This beautifully updated single-story home seamlessly blends luxury, comfort, and an unbeatable location. Rare and extraordinary, this spacious 2,273 sq. ft. residence offers 2 generously sized bedrooms and 2 beautifully updated bathrooms. The light-filled, open-concept great room features a striking fireplace and expansive windows that showcase scenic mountain views throughout the home. A permitted enclosed patio room provides exceptional additional living space, perfect for dining, entertaining, crafting, a hobby room, or additional storage. The large open kitchen is designed for both everyday living and entertaining, offering granite countertops, newer appliances, an electric cooktop, double ovens, a wine refrigerator, and abundant cabinetry—all while enjoying beautiful mountain views. Just off the kitchen is a private enclosed office, ideally situated for working from home or managing daily tasks. The guest bathroom has been tastefully remodeled with new cabinetry, countertops, tile, and a walk-in shower with no steps for added accessibility. The spacious primary suite offers a peaceful retreat with ample closet space and a beautifully appointed ensuite bath. Additional highlights include an oversized indoor laundry room with built-in cabinetry, abundant storage throughout the home, and an oversized two-car garage complete with a workbench and extra storage space. Enjoy the low-maintenance lifestyle that Seven Oaks is known for. This highly desirable community offers a low HOA with an abundance of amenities, clubs, and activities. Conveniently located just minutes from grocery stores, restaurants, the post office, medical services, and easy access to Highway 15, this exceptional home truly offers the perfect combination of comfort, convenience, and active living.

Highlights

Listed by Kimberlee Wood , 619-997-9177 Berkshire Hathaway HomeService , 858-487-3520. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

HOA Fee

51.25 Monthly

Year Built

1970

County

San Diego

Area

92128 - Rancho Bernardo

Neighborhood

Rancho Bernardo

Listing ID

260015228SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Counter Top, Double Oven, Dishwasher, Electric Cooktop, Electric Cooking, Disposal, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:
Other:Bedroom on Main Level,Entrance Foyer,Main Level Primary

Exterior Features

Lot:No Land Lease
Garage Capacity:4
Roof:Composition
Others:Stucco,Wood Siding
Parking Features:Driveway
Principal Interest
$5,681
Taxes
$717
HOA
$51

Home Price

$1,125,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$225,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,680.92

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,680.92 $717.19 $51.25 $6,449.36
Yearly $68,171.04 $8,606.25 $615.00 $77,392.29
Total $2,045,131.16 $258,187.50 $18,450.00 $2,321,768.66

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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