16445 Roca Dr , San Diego, CA 92128
$850,000
Est. Payment: $4,292.25/mo
2 Bed
2 Bath
1600 Sqft
Status: active with contingency | Days on site: 144
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

LOCATION, LOCATION, LOCATION for this "Seven Oaks" One Level with a TRUE PANORAMIC VIEW from ALL rear windows and slider, as well as no neighbors across the street looking out from the front porch and kitchen into an extra VIEW! The view is compelling and must be experienced in person, the pictures don't do it justice! The interior offers a double door, formal entry, a formal living room, a dining area open to the living room, and an EXPANDED, permitted family room with a beamed ceiling; an access to a laundry room with side by side washer and dryer and sink, a second door from the laundry gives access into the garage which has a workshop area with a workbench and access to the front; a primary suite with a newly updated bathroom, and a secondary bedroom with a recently updated hallway bath. Upgrades and improvements include but are not limited to custom tile flooring, upgraded looped carpet in the bedrooms and family room, tall baseboards and crown molding, a recessed, tray ceiling in the kitchen with crown molding and custom tile counters, a new garbage disposal, a stainless steel sink, recessed lighting, stainless steel appliances, and newer fixtures and hardware, Quartz counters in the bathrooms, recessed lighting, new toilets, all new sinks, tiled tub enclosure, mirrors, and medicine cabinet. There are newer verticals and blinds for minimal maintenance, 2 ceiling fans, mirrored wardrobes, tall baseboards, newer paneled interior doors, recessed lighting, and more! The exterior offers a freshly painted roll-up garage door and touch up paint at front, a professionally landscaped front and rear yard with sprinklers to plants set on timers, and a colorful curb appeal with succulents in early Spring bloom for the discerning buyer. The rear yard has a huge stamped concrete patio to relax on in the shade of the afternoon hours, as well as the kitchen window allows for a breeze to blow through while looking up the street at the front. Local amenities include the Bernardo Winery established in 1898, as well as the luxurious Rancho Bernardo Inn. This home is a must see!!

Highlights

Listed by Joyce Blackburn , 661-645-7844 Berkshire Hathaway HomeService , 949-443-2000. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

46.666666666667 Monthly

Year Built

1965

County

San Diego

Area

92128 - Rancho Bernardo

Neighborhood

Rancho Bernardo

School District

Poway Unified

Listing ID

OC26024952

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:1
  • 3/4 Bathrooms:1
Appliances:Dishwasher, Electric Cooktop, Electric Range, Disposal, Gas Range, Gas Water Heater, Microwave, Range Hood, Dryer, Washer
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Tile
Other:Ceiling Fan(s),Ceramic Counters,Crown Molding,Furnished,Open Floorplan,Quartz Counters,Recessed Lighting,Tile Counters,All Bedrooms Down,Main Level Primary
Other:Public

Exterior Features

Lot:Back Yard,Front Yard,Gentle Sloping,Sprinklers In Rear,Sprinklers In Front,Landscaped,Rectangular Lot,Sprinklers Timer,Sprinkler System,Walkstreet,No Land Lease
Garage Capacity:1
Others:Rain Gutters,Updated/Remodeled,Stucco
Sewer:Public Sewer
Parking Features:Driveway,Garage Faces Front,Garage,Garage Door Opener
Principal Interest
$4,292
Taxes
$542
HOA
$47

Home Price

$850,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$170,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,292.25

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,292.25 $541.88 $46.67 $4,880.79
Yearly $51,507.01 $6,502.50 $560.00 $58,569.51
Total $1,545,210.21 $195,075.00 $16,800.00 $1,757,085.21

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

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Data last updated: 2026-08-10T20:37:41.000Z

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