16445 Roca Dr , San Diego, CA 92128
$850,000
Est. Payment: $4,665.12/mo
2 Bed
2 Bath
1600 Sqft
0.15 Acres
Status: ACTIVE | Days on site: 182
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House Description

BACK ON MARKET!! LOCATION, LOCATION, for this "Seven Oaks" One Level with a TRUE PANORAMIC VIEW from ALL rear windows and slider, as well as no neighbors across the street looking out from the front porch and kitchen into an extra VIEW! The view is compelling and must be experienced in person, the pictures don't do it justice! The interior offers a double door, formal entry, a formal living room, a dining area open to the living room, and an EXPANDED, permitted family room with a beamed ceiling; an access to a laundry room with side by side washer and dryer and sink, a second door from the laundry gives access into the garage which has a workshop area with a workbench and access to the front; a primary suite with a newly updated bathroom, and a secondary bedroom with a recently updated hallway bath. Upgrades and improvements include but are not limited to custom tile flooring, upgraded looped carpet in the bedrooms and family room, tall baseboards and crown molding, a recessed, tray ceiling in the kitchen with crown molding and custom tile counters, "brand new" Carrier A/C and coil, a new garbage disposal, a stainless steel sink, recessed lighting, stainless steel appliances, and newer fixtures and hardware, Quartz counters in the bathrooms, recessed lighting, new toilets, all new sinks, tiled tub enclosure, mirrors, and medicine cabinet. There are newer verticals and blinds for minimal maintenance, 2 ceiling fans, mirrored wardrobes, tall baseboards, newer paneled interior doors, recessed lighting, and more! The exterior offers a freshly painted roll-up garage door and tou

Highlights

Listed by Joyce Blackburn , 661-645-7844 Berkshire Hathaway HomeService , 949-443-2000. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

560 Annual

Year Built

1965

County

San Diego

Neighborhood

Rancho Bernardo

School District

Poway Unified School District

Listing ID

OC26024952

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Washer, Gas & Electric Range
Air Cond:Central Forced Air
Fireplaces:N/K
Floor:Carpet,Tile
Other:
  • ▪ Additional:Ceramic Counters, Recessed Lighting, Tile Counters, Furnished
Water:Public

Exterior Features

Garage Capacity:1
Others:
  • ▪ Additional:Updated/Remodeled
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$4,665
Taxes
$542
HOA
$560

Home Price

$850,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$170,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,665.12

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,665.12 $541.88 $560.00 $5,766.99
Yearly $55,981.41 $6,502.50 $6,720.00 $69,203.91
Total $1,679,442.33 $195,075.00 $201,600.00 $2,076,117.33

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-03T17:47:35.000Z

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