16519 Gabarda Rd. , San Diego, CA 92128
$1,050,000
Est. Payment: $5,302.19/mo
3 Bed
2 Bath
1905 Sqft
Status: active | Days on site: 20
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to this beautifully renovated single-story home in the highly desirable Seven Oaks 55+ community of Rancho Bernardo. Situated on a quiet cul-de-sac, this 3-bedroom, 2-bath residence offers approximately 1,905 square feet of thoughtfully updated living space on a 6,900 square foot lot with a 2-car garage. Every detail has been carefully elevated, beginning with stunning mahogany double entry doors that create an inviting first impression. Inside, you'll find all-new windows and sliding glass doors, durable 20 mil luxury vinyl plank flooring throughout, designer lighting, and added recessed lighting that fills the home with warmth and natural light. The completely remodeled kitchen features custom Luma cabinetry, quartz countertops, designer tile finishes, and premium craftsmanship, creating a space that's both beautiful and functional. Both bathrooms have been fully renovated with high-end finishes, while the living room showcases a striking tiled fireplace as its focal point. Outside, the professionally redesigned front and backyard landscaping includes new irrigation, drip systems, and mature plantings, all newly planted grass, providing attractive, low-maintenance outdoor living. Located in the sought-after Seven Oaks community, residents enjoy access to exceptional amenities: Community Center includes a heated swimming pool, spa, fitness room, two Pickleball courts, library, shuffleboard courts, Bocce Court, ceramic club, woodworking club, auditorium and various meeting rooms. The Clubhouse is centered on well-cared for grounds with green spaces, gardens and shade trees interspersed. Over 30 separate clubs as well as being nearby golf, shopping, dining, parks, and convenient freeway access, all in the heart of Rancho Bernardo. While Seven Oaks is a 55+ community, buyers do not have to be 55+ years old to purchase the property, making this an outstanding opportunity for a variety of buyers. To reside there the primary occupant needs to be 55+. This is a truly move-in-ready home combining modern design, quality renovations, and one of North County San Diego's most desirable active-adult communities.

Highlights

Listed by Amy Young , 619-843-1260 Mission Realty Group , CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

52 Monthly

Year Built

1971

County

San Diego

Area

92128 - Rancho Bernardo

Neighborhood

Rancho Bernardo

Listing ID

260016907SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Free-Standing Range, Gas Cooking, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator
Air Cond:Central Air,Electric
Fireplaces:Gas,Living Room,Wood Burning
Other:Entrance Foyer,Main Level Primary

Exterior Features

Lot:No Land Lease
Garage Capacity:4
Zoning:R-1:SINGLE
Roof:Composition,Flat
Others:Stucco
Parking Features:Direct Access,Driveway,Garage
Principal Interest
$5,302
Taxes
$669
HOA
$52

Home Price

$1,050,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$210,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,302.19

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,302.19 $669.38 $52.00 $6,023.57
Yearly $63,626.30 $8,032.50 $624.00 $72,282.80
Total $1,908,789.08 $240,975.00 $18,720.00 $2,168,484.08

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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