16521 4s Ranch Pkwy , San Diego, CA 92127
$1,895,000
Est. Payment: $9,569.19/mo
5 Bed
3 Bath
3182 Sqft
Status: active | Days on site: 89
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Incredible New Price—Don't miss this exceptional opportunity to own a beautiful home in the heart of 4S Ranch, nestled on a picturesque tree-lined street. Step into this stunning Mediterranean-inspired residence that embodies the best of California living. This beautifully appointed 5-bedroom, 3-bath home is filled with warmth and natural light, featuring fresh interior paint, newer appliances, spacious living areas, a cozy fireplace, and a dramatic two-story dining room that creates an impressive sense of space and elegance. Thoughtfully designed for both everyday living and effortless entertaining, the home seamlessly blends classic architecture with modern comfort. The true showpiece is the enchanting backyard retreat, reminiscent of a Tuscan garden villa. Surrounded by lush landscaping and ambient lighting, it's the perfect setting for al fresco dining, evening gatherings, or relaxing under the stars. The spacious primary suite offers a private escape with a generous walk-in closet and a spa-inspired bath featuring a soaking tub, separate shower, and dual vanities. A main-level bedroom and full bath provide exceptional flexibility for guests, multigenerational living, or a private home office. Expansive, light-filled interiors create a warm and inviting atmosphere with both formal and casual living spaces, including a formal living room, elegant dining room, spacious family room, and casual dining area. Large picture windows frame the beautifully landscaped grounds, bringing the outdoors in and enhancing the home's bright, open feel. Modern conveniences including solar system, an EV charger, and a spacious 3-car garage add efficiency and ease to everyday living. Set on a picturesque tree-lined street in one of North County’s most sought-after communities, this home offers close proximity and walking distance to top-rated Poway Unified schools including Design39Campus, Stone Ranch Elementary, Oak Valley Middle School, and Del Norte High School, along with adjacent Heritage Park with half basketball courts and two playgrounds, miles of walking and biking trails, plus several other beautifully maintained parks, sports fields, dog parks, and recreation spaces. Just moments away, Del Sur Town Center, 4S Commons Town Center and 4S Village Center provide an ideal blend of restaurants, cafés, fitness studios, public library, boutique services, and everyday conveniences. This stunning home combines timeless Mediterranean-inspired architecture with modern functionality and an exceptional walkable location, offering an elevated living experience in the heart of 4S Ranch.

Highlights

Listed by Margaret DeLao , 858-229-8016 LPT Realty, Inc , 808-722-8085. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

105 Monthly

Year Built

2003

County

San Diego

Area

92127 - Rancho Bernardo

Neighborhood

Rancho Bernardo

Listing ID

260011358SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:Family Room
Other:Separate/Formal Dining Room,Walk-In Closet(s)

Exterior Features

Lot:No Land Lease
Garage Capacity:5
Others:Stucco
Parking Features:Direct Access,Driveway,Garage,Garage Door Opener,Garage Faces Rear
Principal Interest
$9,569
Taxes
$1,208
HOA
$105

Home Price

$1,895,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$379,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,569.19

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $9,569.19 $1,208.06 $105.00 $10,882.26
Yearly $114,830.33 $14,496.75 $1,260.00 $130,587.08
Total $3,444,909.82 $434,902.50 $37,800.00 $3,917,612.32

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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