This community is VA approved and may be eligible for FHA Spot Approval (subject to lender approval and FHA requirements). SPECIAL FINANCING INCENTIVE: Seller is offering up to $11,000 toward a 2-1 temporary interest rate buydown or, at the buyer's option, a credit toward eligible buyer closing costs. Based on an FHA rate available as of August 3, 2026, a qualified buyer's first-year interest rate could be as low as approximately 4.35% through the temporary buydown. This example is for illustrative purposes only. Actual interest rate, monthly payment, and seller contribution are subject to buyer qualification, lender approval, market conditions, and the interest rate at the time of rate lock.Beautifully RENOVATED 2-bedroom, 2-bathroom condo located in the GATED community of Vista del Lago, offering resort-style living in a prime location! This move-in ready first-floor unit features 1,140 sq. ft. of bright and open living space with dual bedroom suites, ideal for privacy and flexibility. Enjoy a private outdoor patio, BRAND-NEW kitchen countertops, all new appliances, new flooring throughout, fresh interior paint, and convenient in-unit LAUNDRY hookups. Designed for comfortable, low-maintenance living, this home is perfect for first-time homebuyers, downsizers, or investors. Ideally situated near North County Mall (just one exit away), close to the popular Carmel Mountain Ranch shopping and dining district, and with easy access to freeways.