5146 Rancho Verde Trl , San Diego, CA 92130
$6,499,000
Est. Payment: $32,818.04/mo
5 Bed
8 Bath
7408 Sqft
Status: active | Days on site: 168
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Positioned within the exclusive guard-gated enclave of Rancho Pacifica, 5146 Rancho Verde Trl presents a beautifully reimagined estate where classic architecture meets a crisp, modern refresh. Thoughtfully transformed throughout, the home pairs dramatic volume with refined finishes—soaring ceilings, elegant archways, and walls of windows that flood the interiors with natural light. Wide-plank white oak floors run seamlessly from room to room, setting a warm, elevated tone. The kitchen is the showpiece—fully redesigned for both function and style with custom white oak cabinetry, dual oversized islands, striking quartzite countertops, and a complete suite of new Thermador appliances. A sculptural marble hood detail anchors the space, while the open layout flows effortlessly into the bright family room and sunlit breakfast nook—perfect for casual mornings or hosting with ease. On the main level, the primary suite offers a true retreat, featuring a spa-caliber bath with an expansive wet room, dual shower heads, and two generous walk-in closets designed for everyday luxury. Additional guest bedrooms are spacious and private, each with its own en-suite bath—ideal for family and visitors alike. Set on just over half an acre, the grounds are designed for resort living with lush landscaping, multiple outdoor gathering areas, and a pool and spa that invite year-round enjoyment. Just minutes from Del Mar, premier schools, acclaimed golf clubs, and coastal access, this is a rare opportunity to own a turnkey home in one of the most coveted communities.

Highlights

Listed by A.J. Powers , 619-886-5055 Irons & Estates , 619-886-5055. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.53

HOA Fee

800 Monthly

Year Built

2003

County

San Diego

Area

92130 - Carmel Valley

Neighborhood

Rancho Pacifica 1 (261701)

School District

San Dieguito Union

Listing ID

NDP2601697

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:8
  • Full Bathrooms:5
  • 1/2 Bathrooms:3
Appliances:6 Burner Stove, Dishwasher, Gas Cooking, Disposal, Gas Range, Microwave, Refrigerator, Range Hood, Vented Exhaust Fan, Water Heater, Dryer, Washer
Air Cond:Central Air,Zoned
Fireplaces:Den,Family Room,Gas,Living Room,Primary Bedroom
Floor:Tile,Wood
Other:Beamed Ceilings,Wet Bar,Built-in Features,Balcony,Breakfast Area,Ceiling Fan(s),Cathedral Ceiling(s),Separate/Formal Dining Room,High Ceilings,Open Floorplan,Stone Counters,Recessed Lighting,Storage,Bedroom on Main Level,Main Level Primary,Multiple Primary Suites,Primary Suite,Wine Cellar,Walk-In Closet(s)

Exterior Features

Lot:Back Yard,Drip Irrigation/Bubblers,Front Yard,Sprinklers In Rear,Sprinklers In Front,Lawn,Landscaped,Sprinklers On Side,Sprinkler System,Yard,No Land Lease
Garage Capacity:4
Zoning:R-1:SINGLE FAM-RES
Roof:Tile
Others:Balcony,Lighting,Rain Gutters,Updated/Remodeled,Turnkey,Stone,Stucco
Sewer:Public Sewer
Parking Features:Door-Multi,Direct Access,Driveway,Garage,Garage Faces Side
Principal Interest
$32,818
Taxes
$4,143
HOA
$800

Home Price

$6,499,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$1,299,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$32,818.04

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $32,818.04 $4,143.11 $800.00 $37,761.16
Yearly $393,816.52 $49,717.35 $9,600.00 $453,133.87
Total $11,814,495.46 $1,491,520.50 $288,000.00 $13,594,015.96

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-11T00:38:43.000Z

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