7621 Rainswept Ln , San Diego, CA 92119
$749,000
Est. Payment: $3,782.23/mo
3 Bed
3 Bath
1586 Sqft
Status: pending | Days on site: 22
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

This 3-bedroom, 2.5-bath townhome in The Cottages offers 1,586 square feet of thoughtfully designed living space with recent updates and a functional floor plan. Built in 1985, the home features two fireplaces, a finished two-car garage, and no Mello-Roos. The main level includes a spacious living room with a fireplace and a wall of full-length mirrors that enhances the sense of space. The kitchen offers abundant storage, and an adjacent dining area. The refrigerator, stove, dishwasher, microwave, washer, and dryer are all included. A convenient powder room completes the first floor. Upstairs, the generous primary suite features its own fireplace, dual sinks, a several closets. Two additional bedrooms and a full bath provide flexibility for guests, or a home office. Recent improvements include a new furnace and air conditioner installed in July 2024, along with a brand-new 4'x4' skylight. Additional features include a water heater with seismic strapping and an expansion tank, plus laundry hookups for either a gas or electric dryer. Just off the dining room, the fenced yard has a covered patio and paver hardscape, creating an inviting, low-maintenance outdoor space. Residents of The Cottages enjoy community amenities including a pool, spa, walking paths, and well-maintained common areas. The finished two-car garage provides additional storage, and guest parking is available nearby. Conveniently located near Mission Trails Regional Park and Cowles Mountain.

Highlights

Listed by Kim Ward , 619-741-0111 and Ashlie Rivera , 619-741-0111 Horizon Real Estate , 619-741-0111. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

569 Monthly

Year Built

1985

County

San Diego

Area

92119 - San Carlos

Neighborhood

San Carlos

Listing ID

260016577SD

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Cooking, Disposal, Gas Water Heater, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:Living Room,Primary Bedroom
Floor:Carpet,Laminate

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Roof:Composition
Others:Stucco
Principal Interest
$3,782
Taxes
$477
HOA
$569

Home Price

$749,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$149,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,782.23

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,782.23 $477.49 $569.00 $4,828.72
Yearly $45,386.76 $5,729.85 $6,828.00 $57,944.61
Total $1,361,602.88 $171,895.50 $204,840.00 $1,738,338.38

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Diego, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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