274 Thrift St , San Francisco, CA 94112
$985,000
Est. Payment: $5,372.88/mo
2 Bed
1 Bath
850 Sqft
0.07 Acres
Status: Active | Days on site: 6
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BMLS-OBBRLGB - BMLS-R01930936
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House Description

Welcome to this bright and inviting San Francisco residence, offering a wonderful combination of charm, outdoor space, private parking, and exciting future potential. This 2-bedroom, 1-bath home features approximately 850 square feet of thoughtfully arranged living space on a generous 3,125-square-foot lot. Filled with natural light, the home offers a warm and welcoming atmosphere with comfortable spaces for everyday living and entertaining. A long private driveway provides coveted off-street parking and leads to a one-car garage—an especially desirable convenience in San Francisco. The expansive backyard is a standout feature, offering an exceptional canvas for outdoor entertaining, landscaped gardens, a private retreat, or an extension of the home’s indoor-outdoor lifestyle. The size and configuration of the lot may also offer an opportunity to explore the addition of an Accessory Dwelling Unit (ADU), potentially creating additional living space, guest accommodations, a home office, or rental income. Buyer to independently investigate and verify ADU feasibility, zoning, permitting requirements, allowable uses, and development potential with the City and County of San Francisco and other appropriate professionals. Conveniently located with access to neighborhood shopping, dining, parks, and everyday amenities. Nearby Muni service and access to Balboa Park BART provide transportation connections throughout San Francisco and the greater Bay Area. Whether you’re searching for a charming San Francisco residence, valuable outdoor space, or a property with potential to personalize and expand, 274 Thrift Street presents an exceptional opportunity to create something truly special.

Highlights

Listed by Romeena Ghaziani , 510-812-4966 ROMEENA GHAZIANI, BROKER , 510-812-4966. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.07

Year Built

1944

County

San Francisco

Neighborhood

Ingelside

Listing ID

41149655

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Gas Water Heater
Floor:See Remarks,Vinyl
Other:
  • ▪ Additional:Utility Room

Exterior Features

Lot:Back Yard,No Land Lease
Garage Capacity:1
Others:
  • ▪ Additional:See Remarks, Has ADU
Parking Features:Garage,Garage Door Opener
Principal Interest
$5,373
Taxes
$628

Home Price

$985,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$197,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,372.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,372.88 $627.94 $0.00 $6,000.81
Yearly $64,474.52 $7,535.25 $0.00 $72,009.77
Total $1,934,235.70 $226,057.50 $0.00 $2,160,293.20

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Francisco, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T01:13:22.000Z

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